Principal Product Manager, Savings (R13997)

Oportun; United States; Remote; USD 148,000 - 237,000; Full time

Job summary

Oportun is seeking a Principal Product Manager for its Savings product, reporting to the VP & GM for Savings and Mobile. You will own strategy, roadmap, and execution for an AI-powered Savings platform across the US. Strong preference for candidates in Central/Eastern time zones to align with team hours.

You will lead cross-functional teams, shape the product's growth, and drive customer-centric financial health features that scale user engagement and retention.

Qualifications

• 7-10+ years of product management experience in high-growth environments.
• Experience in financial services/FinTech is highly preferred.
• Customer-centric with focus on financial health.
• Analytical problem solver using data to drive decisions.
• Collaborative, able to partner with many cross-functional teams.
• Excellent written and verbal communication and documentation skills.
• Bonus: experience with finance, SQL, and multinational teams.

Responsibilities

• Craft long-term product strategy with leadership.
• Scope and lead development of new features to improve financial health.
• Analyze data and conduct user research to understand customer needs.
• Lead a cross-functional product team including engineering, design, data, marketing, legal and support.
• Drive clear communication and alignment across the organization.

Skills

Product management

Cross-functional leadership

Data analysis

SQL

Excellent communicator

Tools

SQL

Job description

ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members’ financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $21.3 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually.

WORKING AT OPORTUN

Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization’s performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups.

Position Overview

We are looking for a passionate, curious and creative problem solver to be a Principal Product Manager at Oportun, responsible for our flagship Savings product. We envision Savings as the main driver of user growth and retention, so this role will have a huge impact in defining the future of our financial health platform.

Your role will be to lead the strategy, roadmap, and execution for our AI-powered Savings product. You’ll lead ideation, development, launch and scaling of innovative products and features. Every product and feature will help improve our customers’ financial lives. If you love leading cross-functional product teams with lofty goals and high ambitions, this opportunity may be for you.

While Oportun’s headquarters is in San Mateo, CA, this role is open to candidates across the United States. Candidates located in Central or Eastern time zones are strongly preferred to align with the team and stakeholder working hours. This role reports to our Vice President & General Manager for Savings and Mobile (who reports into the Chief Product Officer).

If you’re passionate about making a meaningful difference in people’s lives in partnership with a smart, driven and fun-loving team, we’re excited to meet you.

RESPONSIBILITIES

• Collaborate with leadership and cross-functional stakeholders to craft long-term product strategy
• Scope and lead the development of new product features that will increase the financial health of our users
• Analyze data and perform user research to form and test hypotheses in the pursuit of building a deep understanding of our customers’ needs and behaviors
• Manage a high-performing cross-functional product team that includes engineering, design, data, marketing, legal, and customer support to implement and build new features
• Drive strong communication and alignment up, down and sideways within the organization

REQUIREMENTS

Who you are:

• You are a thought partner and a leader… you will be working with a talented group of business leaders and engineers to articulate and deliver a roadmap in support of our business strategy.
• Strong track record: 7-10+ years of product management experience in high-growth environments, with experience in the financial services industry (FinTech, challenger bank, etc.) highly preferred.
• Customer centric: You are passionate about improving the financial health of Oportun’s members.
• Analytical problem solver: You have experience working and delivering on complex problems. You excel in making data-informed decisions (testing and experimentation, defining metrics, data analysis).
• Collaborative: You have a track record of shipping and iterating on impactful products that required partnering with and building consensus across a wide group of cross-functional partners.
• Excellent communicator: You are a clear and concise communicator, and you have superb documentation skills.
• Execution: You’re scrappy, solution-oriented, and able to help the team push through obstacles and blockers to deliver value for our members. You are comfortable navigating through ambiguous problem spaces in pursuit of clarity and concrete outcomes.
• Bonus Points: You have experience launching products within complex legal and regulatory frameworks such as Finance, experience with SQL, and experience working with a multi-national workforce.

The US salary range for this full-time position is $ 148,100 - $ 237,000

Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects a national minimum and maximum range for new hire salaries for this position.

Within this range, individual pay is determined by work location and additional factors, such as job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range that meets your criteria during the hiring process.

Please note that the compensation range listed in this posting reflects only the base salary for this position and does not include other compensation elements or benefits.

We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.

California applicants can find a copy of Oportun’s CCPA Notice here: https://oportun.com/privacy/california-privacy-notice/.

We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).