Principal Financial Analyst (Business Cards & Payments)

Capital One; McLean (VA); On-site; USD 110,000 - 138,000; Full time

Job summary

Capital One is seeking a Principal Financial Analyst for Business Cards & Payments Finance. You will own budgeting, forecasting, and executive reporting, and mentor junior associates, delivering actionable financial insights to influence card strategy and drive business outcomes.

Strong storytelling, deep card economics understanding, and the ability to partner with senior leaders are essential to succeed in this role within the FP&A team.

Qualifications

• Bachelor’s degree or military experience.
• At least 3 years of experience in financial analysis, financial modeling, or a combination.
• MBA or CFA/CPA licenses preferred.
• At this time, Capital One will not sponsor employment authorization.

Responsibilities

• Ownership of budgeting and forecasting for areas of responsibility
• Deliver accurate and meaningful financial management analyses to enable our partners to deliver on their financial and business objectives; contribute to, and deliver, presentations to communicate results, outcomes and actions to senior audiences
• Provide transparency on costs and drivers, and clearly communicate risks and opportunities to budget targets
• Address and deliver on ad-hoc requests and special projects, including strategic long-term planning and product roadmaps
• Independently manage and prioritize workload
• Demonstrate a passion to learn and continuously develop traditional FP&A and technical skills

Skills

Financial analysis

Financial modeling

Budgeting

Forecasting

Excel

Google Suite

Education

Bachelor’s Degree

MBA

CFA

CPA

Tools

Microsoft Office

Google Suite

Job description

Principal Financial Analyst (Business Cards & Payments)

We are seeking an analytic problem solver and detail-oriented team member to join our Business Cards & Payments Finance Team. As a Principal Analyst of Financial Planning & Analysis (FP&A), you will be responsible for financial forecasting, executive reporting and presentations, relationship building, and mentoring junior associates. You will manage P&L performance and provide Card Leadership with financial insights to influence strategy and drive business outcomes. Strong storytelling skills and a deep understanding of card economics that drive efficiencies and costs will be key to success in this role. The ideal candidate will use strong communication, problem solving, and strategic thinking to effectively:

• Formulate and articulate analytics and insights in a way that tells a compelling financial story


• Proactively identify and address potential financial risks and opportunities


• Foster trusted business relationships, including with senior leaders

General Responsibilities

• Ownership of budgeting and forecasting for areas of responsibility


• Deliver accurate and meaningful financial management analyses to enable our partners to deliver on their financial and business objectives; contribute to, and deliver, presentations to communicate results, outcomes and actions to senior audiences


• Provide transparency on costs and drivers, and clearly communicate risks and opportunities to budget targets


• Address and deliver on ad-hoc requests and special projects, including strategic long-term planning and product roadmaps


• Independently manage and prioritize workload


• Demonstrate a passion to learn and continuously develop traditional FP&A and technical skills

Basic Qualifications

Bachelor’s Degree or military experience At least 3 years experience in financial analysis, financial modeling, or a combination

Preferred Qualifications

Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license At least 4 years experience in financial analysis, financial modeling, or a combination At least 2 years of experience in Microsoft Office, Google Suite, or a combination

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Salary

• McLean, VA: $120,800 - $137,900 for Principal Financial Analyst


• Richmond, VA: $109,900 - $125,400 for Principal Financial Analyst

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [e-mail].

All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [e-mail].

At Capital One, we’re building a leading information-based technology company. Still founder‑led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit.