Principal Financial Analyst

Capital One Group; Virginia; Hybrid; USD 110,000 - 138,000; Full time

Job summary

Capital One Software is seeking a Principal Financial Analyst to own P&L reporting, variance analysis, and finance-driven decision support. The role partners with product and business teams to model pricing and growth opportunities.

The hybrid position requires strong analytical and communication skills to deliver timely insights and impactful recommendations to finance leadership and executives.

Qualifications

• Bachelor’s degree or military experience required.
• Strong financial modeling and analytical skills.
• Excellent communication and presentation abilities.

Responsibilities

• Build understanding of Capital One Software’s P&L to support monthly reporting and insights.
• Perform monthly variance analysis and identify key drivers and income statement implications.
• Collaborate with partners to evaluate pricing, engagements and growth initiatives.
• Develop financial models and business cases for launches and expansions.
• Prepare clear deck slides and summaries for finance leadership and executives.
• Maintain reporting processes and support ad-hoc analyses for special projects.

Skills

Financial analysis

Financial modeling

Problem solving

Communication

Education

Bachelor’s Degree or military experience

CFA/CPA preferred

Tools

Microsoft Excel

Microsoft PowerPoint

Job description

Principal Financial Analyst### Principal Financial AnalystApply: McLean, VA: Richmond, VA: Full time: Posted Today: R1005479Principal Financial AnalystCapital One is seeking a culture-led, results-driven, and strategic Principal Financial Analyst for Capital One Software. This is an exciting time for the Software team, as we build momentum against recent product launches in data management and security. **Key Responsibilities:*** Build a solid understanding of Capital One Software’s P&L to support regular monthly reporting and analytical insights into financial performance.* Conduct monthly variance analysis, identifying key drivers and income statement implications across product lines and contract structures.* Collaborate with business partners to evaluate customer engagements, pricing structures, and growth initiatives.* Support the creation of financial models and business cases for new product launches, feature expansions, and strategic opportunities.* Prepare clear, concise deck slides and analysis summaries for review by finance leadership and executive stakeholders.* Maintain well-managed, sustainable reporting processes and execute ad-hoc financial analysis for special projects. **What We Are Looking For:**The ideal candidate will provide strong analytical support and financial modeling expertise as we evaluate new product launches, customer engagements, and pricing terms. The role requires solid problem-solving skills, financial acumen, and strong communication skills to:* Synthesize analytical findings into actionable recommendations for finance leads.* Deliver accurate, high-quality work under both open-ended and tight timelines.* Tackle complex analytical challenges and bring structure to financial data.* Work cross-functionally and collaborate effectively across finance and business teams. **Location**: This role is designated as a hybrid position. You are expected to adhere to Capital One's hybrid policy regarding required on-site presence at your designated office location. **Basic Qualifications:*** Bachelor’s Degree or military experience* At least 3 years of experience in financial analysis* At least 3 years of experience with financial modeling* At least 1 year of experience using Microsoft Excel and Microsoft PowerPoint **Preferred Qualifications:*** Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license* 4+ years of experience in financial analysis* 4+ years of experience with financial modeling* 3+ years of experience in strategic analysis & planning *At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (e.g. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-3, and O-1, or any other forms of work authorization that require immigration support from an employer).*The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.McLean, VA: $120,800 - $137,900 for Principal Financial AnalystRichmond, VA: $109,900 - $125,400 for Principal Financial AnalystCandidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.