Senior Business Analyst - Credit Reporting & Performance

Capital One Group; McLean (VA); On-site; USD 111,000 - 127,000; Full time

Job summary

Capital One is seeking a Senior Business Analyst for Credit Reporting & Performance in McLean, VA. This role focuses on translating complex credit and market data into actionable intelligence, supporting risk insights and executive reporting.

The team drives improvements in credit performance, reporting, and decision-making across Capital One's Commercial credit risk organization. You will work with IT, Sales, Operations, Finance, and other partners to shape risk appetite and deliver strategic

Qualifications

• At least 2 years of professional analysis experience.
• Bachelor's Degree in a quantitative field or MBA with quantitative concentration.
• Master's Degree in a quantitative field is preferred (or MBA with quantitative focus).
• 2+ years of experience in business analysis.
• Experience in SQL querying.
• Experience in statistical model building.

Responsibilities

• Analysis: identify business challenges and opportunities and recommend solutions.
• Credit Risk: connect drivers of future credit trends to historical behavior and test hypotheses.
• Execution: develop hypotheses, test, scope feasibility, lead implementation and monitor progress.
• Partnership: collaborate with IT, Sales, Operations, Finance to improve quality, volume, service and profitability.
• Strategic & analytic orientation: make data-driven decisions with quantitative rigor.
• Strong communication and leadership to influence decisions and drive results.
• Thrives in a fast-paced, entrepreneurial environment; consulting experience is a plus.

Skills

Statistical modeling

Market research

SQL querying

Business analysis

Consulting

Education

Bachelor's Degree in quantitative field

Master's Degree in quantitative field or MBA with quantitative concentration

Job description

Senior Business Analyst - Credit Reporting & Performance### Senior Business Analyst - Credit Reporting & PerformanceApply: McLean, VA: Full time: Posted Today: R248806Senior Business Analyst - Credit Reporting & PerformanceThe Credit Performance & Reporting team provides strategic support and scalable solutions for the Commercial credit risk organization. We are responsible for driving credit insight generation, shaping risk appetite, and producing high impact reporting for executive leadership. Serving as a vital link between portfolio analytics and senior decision-makers, this role is responsible for translating complex credit and market data into actionable intelligence.As a Senior Business Analyst at Capital One, you will apply your strategic and analytical skills to major company challenges. You will team with world-class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.**General Responsibilities:*** Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations* Credit Risk: Support step-change improvements in credit performance by connecting drivers of future credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis* Execution: Involve problem frame-works, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts and develop a monitoring plan* Partnership: Work closely with colleagues across Capital One including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability* Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management* Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business* Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills* Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment* Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus**Basic Qualifications:*** At least 2 years of professional experience performing analysis* Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: + A Bachelor's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer engineering, Software engineering, Mechanical engineering, Information Systems or a related quantitative field) + A Master's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical engineering, Information Systems or a related quantitative field) or an MBA with a quantitative concentration**Preferred Qualifications:*** Master’s Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering* 1+ years of experience in Statistical model building* 1+ years of experience in market research* 1+ years of experience in SQL querying* 2+ years of experience in business analysis* 1+ years of experience in consultingCapital One will consider sponsoring a new qualified applicant for employment authorization for this position.The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.McLean, VA: $111,200 - $126,900 for Sr. Business AnalystCandidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.