Principal Financial Analyst

Capital One National Association; Richmond (VA); On-site; USD 80,000 - 120,000; Full time

Job summary

A financial services company is seeking a Principal Financial Analyst to develop annual budgets, perform extensive financial analysis, and support strategic business initiatives. The ideal candidate should have at least a bachelor's degree and 4 years of experience in financial analysis. Preferred qualifications include an MBA or CFA. Responsibilities include preparing financial forecasts, providing insights for decision-making, and mentoring junior associates. The position is based in Richmond, Virginia.

Qualifications

• Bachelor’s Degree or military experience.
• At least 4 years experience in financial analysis, financial modeling, or a combination.
• Master’s Degree or CFA/CPA preferred with additional experience.

Responsibilities

• Develop the Annual Budget, Monthly Financial Forecast, and Long-Term Financial Plan.
• Analyze key performance indicators including revenue, expenses, and capital expenditures.
• Monitor performance indicators and analyze causes of unexpected variance.
• Prepare monthly, quarterly, and annual Reporting and Analysis.

Skills

Financial analysis

Financial modeling

Data analysis

Strategic planning

Presentation skills

Education

Bachelor’s Degree

Master’s Degree in Business Administration (MBA)

Chartered Financial Analyst (CFA)

Certified Public Accountant (CPA)

Tools

Business Intelligence Tools

Job description

As a Principal Financial Analyst on the EPX (“Enterprise Product & Experience”) Finance team you will work for a company that invests in ways to tell stories, view trends, and diagnose results in a more compelling and visual nature. You will have the opportunity to partner with business customers on driving strategic business direction that leads to sustainable performance and you will be asked to challenge our current well‑managed processes to be more proactive, effective and efficient.

Financial analysts perform financial data analysis in preparing Profit & Loss or other statements and frequently build reports for higher level associates; provide management and business clients with project statuses; perform reporting and analysis to support presentation and ad‑hoc requests. In this role, you will be responsible for financial forecasting, executive reporting and presentation, relationship building, and mentoring junior associates. You will manage P&L performance and provide Technology, Product, and Design Leadership with financial insights to influence strategy and drive to business outcomes. You will support teams that are responsible for some of the most impactful work at Capital One.

Responsibilities

• Develop the Annual Budget, Monthly Financial Forecast and the Long‑Term Financial Plan
• Develop financial models and analyses to support growth of the business and strategic initiatives
• Analyze current and past trends in key performance indicators including areas of revenue, expenses and capital expenditures
• Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance
• Analyze complex financial information and reports to support accurate and timely financial recommendations to management for decision making purposes
• Prepare monthly, quarterly and annual Reporting and Analysis
• Identify industry trends and insights pertaining to competitor’s strategies and/or relative financial performance (e.g. peer benchmarking)
• Perform ad hoc analysis using data retrievals from internal financial systems and external market databases and package insights into clear and concise presentations
• Work closely with the business leads to help identify areas and processes for driving efficiencies
• Implement and work with Business Intelligence Tools and Dashboard reports

Basic Qualifications

• Bachelor’s Degree or military experience
• At least 4 years experience in financial analysis, financial modeling, or a combination

Preferred Qualifications

• Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance
• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
• At least 5 years experience in financial analysis, financial modeling, or a combination
• At least 3 years of experience in strategic analysis & planning

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One is an equal‑opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws.