Principal Engineer - AI, Payments & Cloud Architecture

Capital One

Deerfield (IL)

On-site

USD 245,000 - 279,000

Full time

6 days ago

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Job summary

Capital One is seeking a Distinguished Engineer to help shape the future of payments in the cloud. You will lead a community of technical experts, drive innovation, and mentor talent across Capital One Tech.

Join a role focused on high‑impact engineering across core networks, AI‑driven delivery, and scalable systems architecture. You will work with developers, ML experts, PMs and people leaders to deliver practical, reusable solutions, champion engineering excellence, and recruit top talent to

Qualifications

Bachelor’s Degree.
7+ years of experience in software engineering.
5+ years designing distributed systems.
5+ years of experience with public cloud technologies.
10+ years of experience in Software Engineering and Systems Design.
10+ years of professional experience coding in commonly used languages (e.g. Java, Python, Go, JavaScript/TypeScript, Swift).
7+ years of experience with systems meeting high performance and resiliency requirements.
7+ years of experience with public or private cloud technologies.
Experience with payments, money movement, and related standards (e.g. PCI-DSS).
Experience leveraging interactive AI tooling to accelerate productivity.

Responsibilities

Articulate and evangelize a bold technical vision for your domain and portfolio of applications, across engineering teams, product managers, and executive leadership.
Decompose complex problems into practical and operational solutions that deliver functional requirements with high performance and reliability.
Leverage agentic AI to accelerate the delivery of modernized systems that power the future of our payment network.
Drive quality of technical design and implementation, proactively identifying and removing technical debt from systems and friction from customer experiences.
Serve as an authoritative expert on non‑functional system characteristics, including performance, reliability, scalability and operability.
Constantly learn and practice new technical skills, injecting advanced technical knowledge into our community.
Handle multiple concurrent engagements, nimbly adapting focus to maximize impact of yourself and the broader organization.
Act as a role model and mentor across the tech community, coaching and strengthening the technical expertise and skills of our engineering & product community.