Principal Consultant - Payments SME

Capco; Charlotte (NC); On-site; USD 110,000 - 150,000; Full time

Benefits offered by this job

Medical, Dental, Vision coverage

401(k) with employer match

Paid parental leave and dependent care

Tuition reimbursement and wellness,

Commuter benefits

Job summary

Capco is seeking a Senior Consultant to join its Banking & Payments practice, supporting large-scale payments transformation initiatives. This role blends Business Analysis and Scrum Master duties, working on cross-border and high-value payment systems within an agile environment.

You will lead analysis activities, facilitate Scrum ceremonies, and translate requirements into deliverables while collaborating with global stakeholders to drive transformation across payment infrastructures.

Qualifications

• Experience as a Business Analyst and/or Scrum Master within Banking or Payments.
• Knowledge of high-value payment systems and transaction flows.
• Working knowledge of FEDwire, CHIPS, and ISO20022 (pacs.008, pacs.009).
• Experience delivering within agile environments and facilitating Scrum practices.
• Ability to engage stakeholders and communicate requirements clearly across teams.

Responsibilities

• Lead business analysis activities across high-value payments and transformation initiatives.
• Facilitate agile ceremonies and support delivery as a Scrum Master across cross-functional teams.
• Gather, document, and translate business and technical requirements into actionable deliverables.
• Support transformation programs across payment systems including cross-border transactions.
• Collaborate with stakeholders to ensure alignment across business, technology, and operations.

Skills

Business Analysis

Scrum Master

Stakeholder Engagement

Agile Methodologies

Job description

Location: NYC or Charlotte, USA | Practice Area: Banking & Payments | Type: Permanent

Drive transformation across high-value payment systems in a fast-evolving global landscape

The Role

We are seeking a Senior Consultant to join our Banking & Payments practice, supporting large-scale payments transformation initiatives. This role combines Business Analysis and Scrum Master responsibilities, working on high-value and cross-border payment systems. You will play a key role in delivering change across complex payment infrastructures while collaborating with global stakeholders in an agile environment.

What You’ll Do

• Lead business analysis activities across high-value payments and transformation initiatives
• Facilitate agile ceremonies and support delivery as a Scrum Master across cross-functional teams
• Gather, document, and translate business and technical requirements into actionable deliverables
• Support transformation programs across payment systems including cross-border transactions
• Collaborate with stakeholders to ensure alignment across business, technology, and operations

What We’re Looking For

• Proven experience as a Business Analyst and/or Scrum Master within Banking or Payments
• knowledge of high-value payment systems and transaction flows
• Working knowledge of FEDwire, CHIPS, and ISO20022 (pacs.008, pacs.009)
• Experience delivering within agile environments and facilitating Scrum practices
• Ability to engage stakeholders and communicate requirements clearly across teams

Bonus Points For

• Experience in payments transformation or modernization programs
• Exposure to cross-border payments and regulatory considerations
• Familiarity with financial messaging standards and payment processing systems
• Experience working with Tier 1 financial institutions
• Certification in Agile, Scrum, or Business Analysis disciplines

Why Join Capco

• Deliver high-impact technology solutions for Tier 1 financial institutions
• Work in a collaborative, flat, and entrepreneurial consulting culture
• Access continuous learning, training, and industry certifications
• Be part of a team shaping the future of digital financial services
• Help shape the future of digital transformation across FS & Energy.

We offer a competitive, people-first benefits package designed to support every aspect of your life:

• Medical, Dental, Vision coverage
• 401(k) with employer match
• Paid parental leave and dependent care support
• Tuition reimbursement and wellness programs
• Commuter benefits and employee discount platform

Inclusion at Capco

We’re committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know – we’ll be happy to help. We value each person’s unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration – a mindset that shapes how we work with clients and each other every day.