Principal Architect - Credit Card (Remote)

Jenius Bank; Hyde Park Township (IL); Remote; USD 166,000 - 205,000; Full time

Job summary

An innovative digital bank is seeking a Principal Architect to lead architecture strategy for credit card products. This role involves collaborating with engineering and product teams to optimize architecture decisions and deliver exceptional digital banking experiences. The ideal candidate will have extensive experience in solution architecture, particularly in financial services, and demonstrate a strong understanding of modern cloud-based technologies. Join a dynamic team committed to building a customer-centric digital banking platform that leverages cutting-edge technology and consumer feedback. This is a unique opportunity to shape the future of banking in a fun and collaborative environment.

Benefits

Competitive salary

Annual discretionary incentive award

Comprehensive benefits package

Qualifications

• 9+ years in Financial Services or FinTech, with strong software development skills.
• Proven experience in Solution Architecture and cloud infrastructures.

Responsibilities

• Define solutions architecture across functional domains and projects.
• Lead and mentor engineering teams on design and best practices.

Skills

Solution Architecture

Software Development

Cloud Infrastructure

Communication Skills

Agile Methodologies

Technical Design Documentation

Education

Bachelor's Degree in Computer Science or related field

Tools

Azure

GCP

Kubernetes

Graph QL

API Gateway

React

Angular

Java

Kotlin

Job description

Principal Architect - Credit Card (Remote)

Location: AZ, US; NJ, US; GA, US; FL, US; SC, US; UT, US; WA, US; PA, US; DE, US; TX, US; NC, US; CA, US; NY, US; VA, US; CT, US; MA, US; IL, US

Join our mission to create a completely new, 100% digital bank that uses consumer feedback to truly meet customers’ best interests. Jenius Bank, a division of SMBC MANUBANK, and a member of SMBC Group, is being built by a close-knit and fun-loving team of financial services professionals and technology experts who came together for the challenge of building a full-service digital bank from scratch. We’re committed to doing it the right way for the customer and are growing rapidly.

The anticipated salary range for this role is between $166,000.00 and $205,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and analysis of current compensation paid in their geography and the market for similar roles at time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC MANUBANK offers a competitive portfolio of benefits to its employees.

We are looking for a candidate with a proven background providing architecture strategy and solutions to complex problems across many domains - leveraging a modern cloud-based technology stack. The candidate will collaborate across engineering, technology/business architecture, and product to provide optimized and aligned architecture decisions. A leadership track record and excellent communication and presentation skills are also key for this position.

PRINCIPAL DUTIES AND RESPONSIBILITIES:

• Define conceptual approaches and provide solutions architecture across functional domains (i.e. marketing, fraud, card, etc.) and specific projects and programs.
• Ability to understand overall deposit, credit, and payments domains and provide industry best solutions in a hybrid environment (internally developed and partner).
• Verify stability, inter-operability, portability, security, and scalability of system architecture.
• Identify and champion the creation and use of common services, components, and platforms.
• Partner with other Engineering and Product Heads to successfully deliver platform capabilities from design to production.
• Provide required integration with broader SMBC bank holding company architectural governance practices.
• Work closely with other architects and engineers to recommend and design solutions that meet customer needs.
• Work with product engineering to conduct proofs of concept, demonstrations, and implement solutions into production.
• Work with application teams to understand their functions and needs, and design solutions to enable end-to-end integration.
• Engage with domain-level product and business resources to define strategy and future-state architecture for assigned domains.
• Lead and mentor the engineering team on design, technology, and best practices for technology platforms.

POSITION SPECIFICATIONS:

• Demonstrated experience in end-to-end architecture for credit card products – including key vendor integrations, back-end functions (risk, fraud, collections) and marketing/offers/rewards implementations.
• 9+ years of experience in Financial Services or Financial Technology (FinTech) field – particularly in Consumer Banking (deposits, loans, checking, credit card).
• 6+ years of experience in Solution Architecture (project/program and domain-level).
• 9+ years of hands-on software development experience.
• Experience with architecting omnichannel digital customer experiences across mobile and web channels.
• Experience with omnichannel, orchestration and aggregation technologies like Graph QL, API Gateway, and other middleware technologies.
• Expertise with modern, agile-based application development methodologies and emerging technologies like microservices, API management, web-scale architectures, container-based delivery, cloud automation, TDD, BDD, continuous integration (CI), and CD.
• Proven experience with software development of highly available enterprise-level multi-tier applications and services utilizing tools and technologies including Kubernetes, distributed ledgers, Java, and various databases in the cloud.
• Experience of cloud-based infrastructures – particularly Azure and GCP.
• Experience with mobile (iOS/Swift, Android/Kotlin), web (React, Angular, Node, JavaScript), Kotlin/Java technology stack.
• Experience with advanced data platforms, tools, and practices – particularly leveraging GCP cloud.
• Experience with high availability, fault tolerance, performance testing, and tuning parameters.
• Good verbal, written, presentation, facilitation, and interaction skills.
• Experienced in producing detailed technical design documentation.
• Ability to work in a complex organization to determine business and customer needs, providing the best solution to meet those needs.
• Ability to handle multiple competing priorities in a fast-paced environment.

EOE STATEMENT
We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.