Premium & Cash Reconciliation Analyst (Miami)

Amwins; Miami (FL); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical, Dental, Vision

401(k) with company match

Paid time off & holiday schedule

Mental health support & EAP

Parental Leave & Adoption Assistance

Life Insurance & AD&D

Commuter benefits

Job summary

Applied Risk Capital LLC (part of Amwins) in Miami, FL, is looking for an Insurance Operations Analyst to support the premium accounting function. You will apply cash, track invoices, reconcile bank activity, and follow up on outstanding balances to keep premium records accurate.

The role requires 1–3 years in accounting and strong Excel skills; experience with Power Query and accounting systems like Xero/NetSuite/Sage is a plus.

Qualifications

• Bachelor’s degree in accounting, finance, or a related field or equivalent experience.
• 1–3 years of experience in accounting, accounts receivable, collections, or cash application.
• Working knowledge of debits/credits, reconciliations, and general ledger concepts.
• Strong Excel skills; experience with lookups, pivot tables, and SUMIFS; Power Query a plus.
• Experience with accounting systems such as Xero, NetSuite, Sage, or similar.

Responsibilities

• Apply incoming cash receipts (checks, ACH, wires) to the correct invoices, policies, and carrier or retailer accounts.
• Track open invoices and aging receivables; follow up on past-due premium with retailers and internal teams.
• Perform daily and monthly bank reconciliations; investigate and clear reconciling items.
• Reconcile premium and commission balances between the accounting system and carrier statements or remittance reports.
• Research and resolve short pays, overpayments, unapplied cash, and misapplied payments.
• Prepare journal entries for adjustments, including FX gains and losses on foreign-currency items.
• Support month-end close by preparing schedules, accruals, and variance explanations.

Skills

Advanced Excel

GL concepts

Cash application

Power Query

Education

Bachelor’s degree in accounting, finance, or a related field

Tools

Power Query

Xero

NetSuite

Sage

Job description

Applied Risk Capital LLC (part of Amwins) in Miami, FL, is looking for an Insurance Operations Analyst to support the premium accounting function. You will apply cash, track invoices, reconcile bank activity, and follow up on outstanding balances to keep premium records accurate.

The role requires 1–3 years in accounting and strong Excel skills; experience with Power Query and accounting systems like Xero/NetSuite/Sage is a plus.