Premium Auditor (Mobile, AL)

Inland Rivers, Ports & Terminals, INC.; Metairie (LA); On-site; USD 65,000 - 90,000; Full time

Job summary

American Equity Underwriters, Inc. is seeking a Premium Auditor to inspect and report on financial and operational characteristics of member businesses to determine final earned premium. Occasional travel is required and maritime exposure knowledge is essential.

The role involves reviewing records, verifying premium bases, and delivering written audit summaries while complying with regulations. The in-office position is based in Mobile, AL or Metairie, LA with a collaborative team and strong

Qualifications

• Strong analytical thinking skills.
• Ability to take initiative and communicate ideas.
• Demonstrated teamwork and collaboration.
• Excellent verbal and written communication abilities.

Responsibilities

• Reviews company records to document and verify classification, operations, locations, and ownership of each named insured.
• Investigates and verifies the premium base exposures according to policy terms and procedures.
• Provides a written summary of audit findings.
• Ensures compliance with state regulations and company guidelines; maintains knowledge of manuals and related material.
• Manages an assigned territory and schedules work effectively while meeting delinquency and timeliness requirements.
• Tracks audit due dates and follows up for completion.
• Directly handles disputes until resolved.
• Communicates issues and findings with the team and proposes solutions.

Skills

Analytical thinking

Initiative

Teamwork

Communication skills

Education

Bachelor's degree

Tools

Excel

Word

QuickBooks

Premium Audit software

Job description

The American Equity Underwriters, Inc. (AEU) (An Amwins company) is the program administrator of the American Longshore Mutual Association, Ltd. (ALMA), a group self-insurance fund authorized by the U.S. Department of Labor to provide USL&H coverage for the liabilities of its insureds under the United States Longshore & Harbor Workers’ Compensation Act.

With decades of experience in the maritime industry and a strong commitment to our insureds, AEU is the leading specialist in USL&H. We’ve helped make safety a priority for waterfront employers for more than 20 years — and we’re determined to help our insureds continually reduce risks for the benefit of their employees and our industry as a whole.

POSITION SUMMARY

The Premium Auditor investigates, examines, and reports on financial and operational characteristics of business operations of our members to accurately determine the final earned premium. This position requires occasional travel. A working knowledge of maritime exposure is required.

PRIMARY RESPONSIBILITIES

• Reviews company records to document and verify classification, operations, locations, and ownership of each named insured
• Investigates and verifies the premium base exposures according to policy contract terms, manual rules, and procedures
• Provides a written summary of audit findings
• Complies with state regulations and company guidelines, and maintains working knowledge of all insurance manuals, premium audit manuals, and related material
• Ability to manage an assigned territory and schedule work effectively while maintaining company requirements for delinquency, timeliness, and efficiencies
• Track due dates of audits and follow-up for completion
• Directly handle all disputes until resolved
• Effectively communicate issues and findings with your team and offer solutions to resolve amicably and quickly

KNOWLEDGE AND SKILL REQUIREMENTS

• Experience working with USL&H insurance is strongly preferred
• Prior workers compensation premium auditing experience preferred
• Bachelor's degree from four-year college / university or work insurance experience equivalent
• To perform this job successfully, an individual should have proficiency in Excel, Word, QuickBooks and Premium Audit software
• Strong analytical thinking skills
• Ability to take initiative by being proactive, seeking solutions, and communicating ideas
• Possess a results-driven mindset and approach
• Demonstrate effective teamwork and collaboration
• Excellent communication skills both verbal and written

WORKING ENVIRONMENT

• This is a preferred in-office position located in Mobile, AL or Metairie, LA
• Employees enjoy a comfortable working environment in a modern-classic office space with beautiful views
• Named one of the Best Companies to Work for in Alabama for five years straight
• Collaborative, positive, and engaging company culture
• Strong tradition of corporate charitable promotion

Learn more aboutAmerican Equity Underwriters here .

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