Portfolio Underwriter & Credit Analyst (Growth & Stability)

MidFirst Bank; Dallas (TX); On-site; USD 90,000 - 120,000; Full time

Job summary

Dallas Capital Bank, a division of MidFirst Bank, seeks a Portfolio Manager to oversee credit analysis for current and prospective borrowers in the Dallas area. You will support lending officers, conduct industry research, and manage a robust pipeline while ensuring compliance with BSA/KYC/CRA and bank policies.

The role requires 3–5 years in commercial bank credit underwriting or portfolio management, a related degree, and strong analytical and communication skills.

Qualifications

• 3–5 years of commercial bank credit underwriting/portfolio management experience.
• Knowledge of loan documentation, bank rules and regulations, BSA, KYC, CRA, compliance.
• Strong analytical skills with ability to read, understand and explain complex information.
• Proficiency in Microsoft Office Suite and familiarity with Moody's.

Responsibilities

• Prepare credit analysis on current and potential borrowers/loan accounts.
• Conduct industry research to support lending decisions.
• Support banking officers in granting credit.
• Manage robust pipeline and meet deadlines.
• Monitor loan files for current financial information and documentation.

Skills

Analytical skills

Verbal & written communication

Negotiation

Professionalism

Presentation skills

Reading & explaining complex info

Time management

Education

Bachelor's degree in finance, Economics, Mathematics, or Economics

Tools

Microsoft Office Suite

Moody's

Job description

Dallas Capital Bank, a division of MidFirst Bank, seeks a Portfolio Manager to oversee credit analysis for current and prospective borrowers in the Dallas area. You will support lending officers, conduct industry research, and manage a robust pipeline while ensuring compliance with BSA/KYC/CRA and bank policies.

The role requires 3–5 years in commercial bank credit underwriting or portfolio management, a related degree, and strong analytical and communication skills.