Portfolio & Strategy Analyst

PNC; Lakewood (CO); On-site; USD 83,000 - 138,000; Full time

Benefits offered by this job

Medical/dental/vision coverage

401(k) with PNC match

Paid holidays & vacation

Job summary

PNC is seeking a Portfolio and Strategy Analyst to join its technology team in Denver, CO. The role focuses on analyzing large datasets to identify anomalies and fraud patterns, using SQL, Python, Tableau, and statistical tools to drive actionable insights and real-time countermeasures.

You will collaborate across lines of business in lending/origination, develop risk-based strategies, and contribute to fraud detection improvements in a dynamic, high-risk environment.

Qualifications

• Experience with analyzing large datasets and identifying risk patterns.
• Proficiency in SQL, data analysis, and statistical methods.
• Knowledge of fraud analytics and credit risk practices.

Responsibilities

• Provide financial and regulatory analytics with risk insights.
• Apply predictive models and data to improve lending decisions and risk management.
• Collaborate with business, data, and risk partners to monitor strategies.
• Design reporting suites for product and portfolio reviews.
• Assess credit risk appetite and governance implications.

Skills

Analytical Thinking

Credit Risks

Data Analytics

Financial Analysis

Model Development

Operational Risks

Quantitative Models

Risk Appetite

Education

Bachelor's degree

Job description

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Portfolio and Strategy Analyst within PNC's technology organization, you will be based in Denver, CO.

• Analyze large, complex datasets to identify anomalies, fraud patterns, and emerging trends.
• Utilize SQL, Python, Tableau, and statistical tools to perform data analysis and develop actionable insights.
• Develop and implement fraud detection rules and countermeasures to mitigate incidents in real time within a high-risk, evolving environment.
• Improve the efficiency and effectiveness of fraud detection and prevention strategies through data-driven analysis.
• Help protect the organization, clients, and stakeholders by proactively identifying and mitigating fraud risks.
• Partner across multiple lines of business within the lending and originations space to address fraud-related risks and opportunities.
• Prior experience with fraud analytics, statistical modeling, anomaly detection, lending, or originations is highly preferred.

R233203

Job Profile

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Portfolio and Strategy Analyst within PNC's technology organization, you will be based in Denver, CO.

• Analyze large, complex datasets to identify anomalies, fraud patterns, and emerging trends.
• Utilize SQL, Python, Tableau, and statistical tools to perform data analysis and develop actionable insights.
• Develop and implement fraud detection rules and countermeasures to mitigate incidents in real time within a high-risk, evolving environment.
• Improve the efficiency and effectiveness of fraud detection and prevention strategies through data-driven analysis.
• Help protect the organization, clients, and stakeholders by proactively identifying and mitigating fraud risks.
• Partner across multiple lines of business within the lending and originations space to address fraud-related risks and opportunities.
• Prior experience with fraud analytics, statistical modeling, anomaly detection, lending, or originations is highly preferred.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
• Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.
• Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
• Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.
• Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite

Competencies

Analytical Approach, Banking Products, Big Data Management and Analytics, Business Analytics, Credit Risk, Mathematics of Financial Instruments, Operational Risk, Performance Measurement, Predictive Analytics, Pricing Models and Analytics, Regulatory Environment - Financial Services, Risk Management Banking

Work Experience

Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Certifications

No Required Certification(s)

Licenses

No Required License(s)

Language Assessments

No Required Or Preferred Language Assessments

Pay Transparency

Base Salary: $82,500.00 – $137,500.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 09/24/2026, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [e-mail]. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.