Portfolio Risk & Analytics Specialist

First Interstate Bank; Watertown (SD); On-site; USD 79,000 - 126,000; Full time

Benefits offered by this job

PTO and holidays

Student debt repayment

401(k) with 6% match

Community involvement

Job summary

First Interstate Bank seeks a Portfolio Risk Analyst to monitor risk across the loan portfolio, performing analyses and underwriting, and publishing risk reports within management parameters.

The candidate will develop analytics capabilities, manage data, and support risk assessment across departments. Strong Excel, SQL, and communication skills are essential for effective cross-functional collaboration.

Qualifications

• High School Diploma or GED required.
• Bachelor's Degree in Business, Finance, Accounting, or related field preferred.
• 7-9 years of experience in banking and/or equivalent combination of education and experience required.

Responsibilities

• Performs enhanced analysis of portfolio trends, including policy exceptions, borrowing base monitoring, asset quality, loan loss history, and key financial performance metrics.
• Assists in development of credit risk analytics capabilities, data management and reporting, and forward-looking risk assessment capabilities.
• Oversees monthly department performance monitoring and data input tracking.
• Generates industry and portfolio segment reports using data stored in the Loan Origination System.
• Assists with portfolio reviews to support credit performance outlook and risk reporting.
• Produces analytical materials for cross-functional discussions and communicates findings to stakeholders.
• Generates monthly, annual, and ad hoc reports on the loan portfolio.

Skills

SQL

Advanced Excel

Financial analysis

Risk management

Communication

Stakeholder management

Policy compliance

Education

GED or High School Diploma

Bachelor's degree in Business, Finance, Accounting, or related field

Tools

Fiserv

CreditTrack

Primatics

Job description

First Interstate Bank seeks a Portfolio Risk Analyst to monitor risk across the loan portfolio, performing analyses and underwriting, and publishing risk reports within management parameters.

The candidate will develop analytics capabilities, manage data, and support risk assessment across departments. Strong Excel, SQL, and communication skills are essential for effective cross-functional collaboration.