Portfolio Risk Analytics Lead

First Interstate Bank; Des Moines (IA); On-site; USD 79,000 - 126,000; Full time

Benefits offered by this job

PTO and holidays

Student debt repayment

401(k) with match

Community involvement

Job summary

First Interstate Bank is seeking a Portfolio Risk Analyst to monitor risk across the loan portfolio and perform underwriting-related analysis within management parameters.

You will develop risk reports, support analytics, and collaborate with risk, finance, and line staff to inform decision-making. The role emphasizes data management, policy adherence, and delivering timely, actionable insights to strengthen portfolio performance.

Qualifications

• Ability to read, analyze, and interpret financial reports and legal documents.
• Experience writing and executing SQL code to support automated reporting processes.
• Ability to develop and maintain relationships with stakeholders including Relationship Managers, Credit Officers, and Risk Management personnel.
• Ability to work in a fast-paced environment, prioritize competing demands, meet deadlines.
• Self-motivated with the ability to support credit risk decision-making.
• Strong analytical and problem-solving skills with attention to detail.
• Ability to prioritize work and collaborate with others while remaining flexible.
• Thorough knowledge of commercial banking activities, including cash flow and collateral analysis.
• Strong understanding of compliance requirements and credit policies.

Responsibilities

• Performs enhanced analysis of portfolio trends, including policy exceptions, borrowing base monitoring, asset quality, loan loss history, and key performance metrics.
• Assists in developing credit risk analytics capabilities, data management, reporting, and forward-looking risk assessment.
• Oversees monthly department performance monitoring and data input tracking.
• Tests, monitors, and generates industry and portfolio segment reports from the Loan Origination System.
• Assists with regular portfolio reviews to strengthen analytical foundations for reporting.
• Oversees PLSR process to ensure problem loans comply with policy requirements.
• Produces analytical materials for cross-functional discussions.
• Communicates findings to supervisors, risk team, line staff, and Finance.
• Generates monthly, annual, and ad hoc loan portfolio reports.
• Develops knowledge of loan systems (e.g., Fiserv, CreditTrack, Primatics).
• Assists in developing credit policies and guidelines for the Credit Risk Management department.
• Completes essential functions related to departmental SOX controls.
• Performs other job-related duties and special projects.

Skills

SQL

Excel

PowerPoint

Word

Analytical thinking

Risk analysis

Financial reporting

Communication

Attention to detail

Team collaboration

Regulatory compliance

Education

Bachelor's degree in Business, Finance, Accounting, or related field

High School Diploma or GED

Tools

SQL

Excel

PowerPoint

Word

Job description

First Interstate Bank is seeking a Portfolio Risk Analyst to monitor risk across the loan portfolio and perform underwriting-related analysis within management parameters.

You will develop risk reports, support analytics, and collaborate with risk, finance, and line staff to inform decision-making. The role emphasizes data management, policy adherence, and delivering timely, actionable insights to strengthen portfolio performance.