Portfolio Manager (Private Banking ) – San Antonio, TX

Zions Bancorporation; San Antonio (TX); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Paid Parental Leave

Adoption Assistance

HSA/FSA

PTO & Holidays

401(k) Matching

Job summary

Amegy Bank, a division of Zions Bancorporation, N.A., is seeking an experienced Private Banking Portfolio Manager in San Antonio, TX. You will oversee a portfolio of loan relationships, analyze financial statements, assess industry risk, and structure loans with pricing considerations.

The ideal candidate has 4+ years of directly related experience, a bachelor’s degree in business/finance, and strong credit analysis skills.

Qualifications

• Typically requires a bachelor’s degree in Business, Finance, Accounting, Private Banking, Commercial Banking or equivalent and 4+ years’ directly related experience.
• Knowledge of credit analysis, spreading and analyzing financial statements, and loan documentation.
• Experience with bank loan and deposit systems.

Responsibilities

• Manage and service a portfolio of loan relationships.
• Spread and analyze financial statements; assess industry risks and collateral requirements.
• Structure and price loans; perform credit analysis and monitor credit performance.
• Report on loan activities and updates; assist Relationship Managers with credit requests.
• Expand and maintain client relationships; cross-sell other bank products.

Skills

Credit analysis

Financial statement analysis

Loan structuring

Relationship building

Cross-selling

Portfolio management

Education

Bachelor's degree in Business/Finance

Tools

Banking systems

Job description

At Amegy Bank, people and culture are at the heart of everything we do. We live by the motto of “everyone counts” and recognize the diverse values and experiences each employee brings to our team. We grow when our employees are supported and thrive. Let us help you transform your career. Amegy Bank, here you grow.

We are looking for a seasonedPrivate Banking Portfolio Manager to join our Team in San Antonio, TX. This role will focus on managing and servicing loan portfolios, spreading and analyzing financial statements, and identifying industry risk.

The ideal candidate will have the experience necessary to be able to perform the following:

• Responsible for managing and servicing a portfolio of loan relationships.
• Responsible for spreading and analyzing financial statements, addressing industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and loan presentations.
• Reports on loan activities related to past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
• Assists Relationship Managers with credit requests.
• Responsible for expanding, building, and maintaining client relationships, providing the highest level of customer service.
• Cross sell other bank products.
• Performs other duties as required.

Qualifications:

• Typically requires a bachelor’s degree in General Business, Finance, Accounting, Private Banking, Commercial Banking or equivalent/relevant program and 4+ years’ directly related experience preferred. A combination of education and experience may meet qualifications.
• Use and/or application of basic principles, theories, and concepts.
• Basic knowledge of credit analysis; spreading and analyzing financial statements; credit scoring; loan documentation.
• Experience with bank loan and deposit systems
• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

Applicants Requesting Accommodations

If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site.

Amegy Bank a division of Zions Bancorporation, N.A. Member FDIC