Portfolio Manager CRE

Raymond James; Arkansas; On-site; USD 80,000 - 130,000; Full time

Benefits offered by this job

Medical, dental, and vision

Life insurance

Disability benefits

Retirement savings

Paid time off

Parental leave

Job summary

Raymond James seeks a CRE Portfolio Manager to support relationship managers in underwriting credit and managing loan portfolios. The role involves detailed CRE and occasional personal lending analysis, CARs, amendments, and sponsorship assessment.

Responsibilities include monitoring loan performance, risk ratings, reporting, covenant compliance, delinquencies, and construction monitoring, with a focus on high credit quality. Requires 5+ years of CRE experience.

Qualifications

• Bachelor’s Degree in Finance, Accounting, or related field.
• Minimum of 5 years of credit analysis and underwriting experience.
• Completion of a bank commercial credit training program preferred and CRE experience.

Responsibilities

• Underwrites credit extensions for new and existing clients.
• Performs detailed financial analysis for CRE and lending opportunities.
• Prepares CARs, modifications, covenant waivers/amendments, and sponsorship assessments.
• Monitors portfolio for loan performance, risk ratings, reporting, and covenants.
• Ensures credit policy compliance and initial credit facility setup in systems.
• Prepares periodic financial reviews and monthly asset reports.

Skills

Credit analysis

Underwriting

Financial analysis

Communication skills

Presentation skills

Spreadsheet proficiency

Education

Finance degree

Accounting degree

Business Administration degree

Tools

Excel

Word

Baker Hill

Job description

Job Description Summary
The Commercial Real Estate (CRE) Portfolio Manager assists the relationship managers with the underwriting of credit and the ongoing administration of loan portfolios to ensure that the Bank maintains high credit quality and to provide more time for the relationship managers to generate new business opportunities.

Job Description
Primary Functions of the Position:

• Underwrites requests for credit extensions to new and existing clients
• Performs detailed financial analysis for CRE and, on occasion, personal lending opportunities
• Prepares the following for presentation to Senior Loan Committee:
  • Credit Approval Request (CAR)
  • Modifications
  • Covenant Waivers/Amendments
  • Assessment of Real Estate Sponsorship
• Manages / monitors assigned portfolio for:
  • Loan Performance
  • Accurate and Timely Risk Rating
  • Required Financial Reporting
  • Covenant Compliance
  • Payment Delinquencies
  • Overdrafts
  • Monthly Construction Monitoring
• Ensures compliance with the Bank’s credit policies and procedures, identifying exceptions for approval when they occur
• Ensures the initial set-up of credit facilities on Baker Hill and other internal systems is consistent with the reporting requirements and covenants contained in the loan documents
• Prepares periodic financial reviews where required
• Prepares monthly special asset reports for senior management as required.
• Ensures the timely spreading of financial statements provided by clients
• Accompanies the relationship manager on prospect / client calls when appropriate

Education and Experience Requirements

• Bachelor’s Degree in Finance, Accounting, or related field
• Minimum of 5 years of credit analysis and underwriting experience
• Completion of a bank commercial credit training program and experience analyzing commercial / residential real estate projects (income producing properties including retail, office, industrial and multi-family; land acquisition and development loans, and construction loans) strongly preferred

Essential Skills and Abilities

• Demonstrated knowledge of investment commercial real estate finance for multiple loan and property types
• Excellent organization skills, attention to detail and the ability to work in a fast-paced environment and complete assignments in a timely manner with minimal direction
• Strong written and verbal communication skills
• Strong presentation skills
• Ability to work independently and within a team
• Proficient in various spreadsheet and word processing applications, including the use of graphs and charts

Education

Bachelor’s: Accounting, Bachelor’s: Business Administration, Bachelor’s: Finance

Work Experience

General Experience - 3 to 6 years

Salary Range

$80,000.00-$130,000.00

Travel

Less than 25%

Workstyle

Resident

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions.

This position is eligible for a benefits package that may include

• medical, dental, and vision
• life insurance
• critical illness insurance and accident insurance
• disability benefits
• retirement savings
• paid time off (including vacation, holidays, and sick leave)
• parental leave

Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.

We expect our associates at all levels to:

• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm

At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.