Portfolio Manager - CBG

Bank of Hope; New York (NY); On-site; USD 145,000 - 165,000; Full time

Job summary

Bank of Hope in New York is seeking a Portfolio Manager to join our Commercial Banking Group. You will be a senior member responsible for managing portfolio risk, underwriting new transactions, and mentoring junior staff.

Responsibilities include analyzing financial data, negotiating loan structures, and ensuring compliance with banking regulations. The role requires strong communication, leadership, and analytical skills in a fast-paced environment.

Qualifications

• Minimum 7 years of banking experience with direct portfolio management.
• Experience underwriting and structuring corporate loans, including bilateral, club and syndicated facilities.
• Strong written and verbal communication skills; ability to present to loan committees.

Responsibilities

• Analyze financial data to evaluate loan requests and determine structure.
• Negotiate, structure, and underwrite commercial loans; support loan syndications.
• Monitor portfolio risk and credit quality; conduct ongoing reviews.

Skills

Decision making

Interpersonal skills

Communication skills

Analytical thinking

Education

Bachelor’s degree in accounting/finance or related field

Tools

Microsoft Word

Excel

Outlook

Job description

We are currently seeking a Portfolio Manager to support our Commercial Banking Group. As a Portfolio Manager, you will be a senior member of the team and will be responsible for managing the risk of the portfolio and the individual credits that comprise the portfolio; taking the lead role in underwriting new transactions, both for existing and new prospective clients; ongoing portfolio review/monitoring, mentoring and training junior staff.

Responsibilities & Duties

• Primary responsibilities include analyzing financial data to determine merits of loan requests, recommending structure, as well as identifying cross selling/referring opportunities of other services.
• Negotiate, structure and underwrite commercial loans, includes bilateral, club and syndicated facilities.
• Support the internal Credit Approval Process and present transactions to Senior Management and loan committees.
• Cultivate and maintain an effective working relationship with Internal (originations, legal, accounting, compliance, operations, senior management) and External clients (borrowers, external counsel, specialized consultants, regulators).
• Ongoing management of loans in the portfolio to ensure credit quality and risks are accurately assessed.
• Monitor portfolio trends, covenant compliance and sector-specific risks, proactively recommending action to mitigate exposure.
• Partner with team in reviewing and negotiating loan documents and engaging counsel as needed.
• As appropriate with experience, assist in the development of loan officers and credit analyst.
• Ensure conformance with bank’s credit policies, product guidelines, and banking regulations including those related to Bank Secrecy Act, OFAC, and USA Patriot Act, CRA, Privacy, and Security.
• Ad-hoc projects/assignments.
• Performs all other duties as assigned.

Job Qualifications/Requirements

• Minimum Education Level: Bachelor’s Degree, preferably in accounting/finance or Equivalent experience in related fields.
• Minimum 7 years of experience in banking with direct portfolio management and underwriting experience.
• Strong decision-making, interpersonal and communication skills; including the ability to clearly understand complex concepts.
• Understand, structure, and negotiate corporate type loans that includes leverage loans, asset-based finance and borrowing based deals for bi-lateral, participation and large syndication loans.
• Demonstrates strong underwriting and projection skills.
• Knowledge of credit underwriting, accounting, and loan documentation.
• Has strong understanding of credit policy and procedures and is able to accurately risk-rate loans/credits, evaluates both cash-flow and collateral-based loans/credits.
• Excellent organizational, time-management skills and detail-oriented.
• Self-motivated and self-disciplined, with the ability to work effectively with little supervision.
• Proficient computer skills using Microsoft Word, Excel, and Outlook.
• Ability to respond effectively to customer complaints or other sensitive inquiries.
• Detailed knowledge of banking regulations and laws; compliance documentation, and reporting requirements.
• Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person, and over the phone.
• Ability to make effective and persuasive speeches and presentations on controversial or complex topics to employees, management, or loan committee.
• Excellent analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions.
• Ability to remain flexible in order to adapt to changes in the work environment.
• Ability to work with co-workers, customers, and outside agencies professionally and tactfully.
• Possess a work ethic that includes neatness, punctuality, and accuracy.

The salary range for this full-time position is $145,000.00 - $165,000.00 + bonus + benefits

Salary ranges are determined based on qualifications, level, and location.

Exact compensation may vary based on your skills and experience.

Bank of Hope is an equal employment opportunity employer and does not discriminate on the basis of race, color, gender, religion, age, sexual orientation, genetic information, national or ethnic origin, disability, marital status, veteran status or any other basis protected by federal, state, or local law.