Portfolio Manager

val's services; Mobile (AL); On-site; USD 90,000 - 150,000; Full time

Job summary

val's services in Mobile, AL is seeking a Portfolio Manager to assess risk and oversee the loan portfolio, working with Relationship Managers to grow a high-quality, profitable book.

The role emphasizes analytical reviews, covenant compliance, and coordinating financial collections within assigned portfolios. Strong collaboration with clients and timely regulatory adherence are essential.

Qualifications

• Bachelor’s degree with at least 10 years of experience or equivalent education and experience.

Responsibilities

• Evaluate information to determine risk ratings and identify credit risk trends.
• Collaborate with Relationship Managers to meet with clients and collect financial data.
• Analyze financial statements to assess financial health, profitability, and repayment capacity of prospects and borrowers.
• Prepare financial spreads, credit presentation packages, and loan structures for approval.
• Assist with loan pricing, structuring, and coordinating closing processes.
• Monitor industry trends to identify potential risks and ensure timely renewal notices and compliance reviews.
• Maintain up-to-date regulatory and compliance courses and perform additional assigned duties.

Skills

Credit risk assessment

Financial analysis

Portfolio management

Client relationship collaboration

Education

Bachelor’s degree + 10+ years experience

Job description

Location

On site at the listed location.

Summary

The Portfolio Manager plays a key role in assessing risk and managing the loan portfolio through analytical and credit oversight. Responsibilities include conducting annual reviews, ensuring loan covenant compliance, and facilitating financial collections within assigned portfolios. The role involves partnering with Relationship Managers to grow a high-quality, profitable loan book.

Key Responsibilities Include

• Evaluating information to determine risk ratings and identifying credit risk trends, notifying managers of significant risk changes.
• Collaborating with Relationship Managers to meet with clients, collect financial data, and understand client needs.
• Analyzing financial statements to assess financial health, profitability, and repayment capacity of prospects and borrowers.
• Preparing financial spreads, credit presentation packages, and loan structures for approval.
• Assisting with loan pricing, structuring, and coordinating closing processes.
• Monitoring industry trends to identify potential risks and ensuring timely renewal notices and compliance reviews.
• Maintaining up-to-date regulatory and compliance courses and performing additional assigned duties.

Qualifications Include

• Bachelor’s degree with at least 10 years of experience or equivalent education and experience.