Portfolio Manager

Susser-Bank; Houston (TX); On-site; USD 90,000 - 140,000; Full time

Job summary

Susser Bank in Houston seeks a Commercial Loan Portfolio Manager to support a growing portfolio of business loans. You will review underwriting with underwriters, ensure complete loan write ups for approval queues, assist with closings, and draft term sheets while enforcing credit policy and regulatory requirements.

The role emphasizes portfolio management, monitoring current and past-due loans, identifying revenue opportunities, preparing lending activity reports for management and loan

Qualifications

• 5 to 10 years of experience in Commercial Lending Portfolio Management.
• Strong knowledge of credit and lending policies.
• Proficient in using PC software tools including Microsoft Office.
• Banking financial analysis and underwriting skills.
• Strong organizational skills and effective time management.

Responsibilities

• Review loan underwriting and work with underwriters to ensure complete write ups for approval queues.
• Support Lending Assistants with loan closings while adhering to policy, guidelines and regulatory requirements.
• Draft term sheets and communicate loan terms with borrowers and collect items for renewal.
• Support the growth of the loan portfolio through effective portfolio management and monitoring.
• Monitor current, matured, and past due loans and make appropriate recommendations.
• Identify revenue opportunities and manage loan exposures within the portfolio.
• Assist Loan Officers in prescreening borrowers, perform due diligence and proper loan structuring.
• Collaborate with attorneys to review loan documentation for accuracy.
• Prepare lending activity reports for management and loan committee as needed.
• Establish and maintain relationships with customers to identify additional opportunities.
• Ensure compliance with BSA, OFAC and USA PATRIOT Act including CIP and due diligence.

Skills

Credit policy knowledge

Analytical skills

Underwriting skills

Banking financial analysis

Organizational skills

Tools

Microsoft Office

Job description

The Commercial Loan Portfolio Manager is responsible for supporting the Bank’s portfolio of business by servicing prospective and current customers with a variety of commercial loans. These activities will be accomplished by conducting regular risk reviews, financial statement analysis, direct involvement in underwriting, document review and ongoing portfolio management.

Primary Duties and Responsibilities

• Review loan underwriting and work directly with underwriters to get complete and accurate loan write up to the appropriate approval queues.
• Support Lending Assistants with loan closings, while adhering to credit policy, guidelines, and regulatory requirements.
• Draft term sheets and communicate loan terms with borrowers, as well as request items needed to begin renewal process.
• Supports the growth and development of the assigned commercial lending loan portfolio by effective portfolio management.
• Monitor current, matured, and past due loans for Loan Officers, while making appropriate recommendations.
• Effectively monitoring portfolio for revenue opportunities and/or loan exposures.
• Support Loan Officers in prescreening potential borrowers and loans, performs due diligence and proper loan structuring.
• Collaborate with attorneys to reviews loan documentation for accuracy.
• Prepares lending activity reports for management and loan committee as needed
• Establish and maintain relationships with customers to proactively identify and recommend additional opportunities.
• Comply with the Bank Secrecy Act, OFAC and USA PATRIOT Act including Customer Identification Program, customer due diligence and reporting suspicious activity to the BSA Department.
• Maintains current and up-to-date knowledge and continues professional development through training as applicable.
• Demonstrates a courteous, pleasant, self-motivated, and dependable behavior. Maintaining a professional environment in both appearance and conduct.
• Performs additional duties as assigned or directed.

Education and Experience Required

• 5 to 10 years’ experience in Commercial Lending Portfolio Management.

Skills and Abilities Required

• Strong knowledge of credit and lending policies.
• Proficient in using PC software tools including Microsoft Office.
• Banking financial analysis.
• Strong analytical and underwriting skills.
• Strong organizational skills and effective time management.

Susser Bank is an equal opportunity employer.Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin .

Susser Bank participates in E-Verify.

Travel Required

Yes .

Behaviors

Preferred

Detail Oriented : Capable of carrying out a given task with all details necessary to get the task done well

Team Player : Works well as a member of a group

Dedicated : Devoted to a task or purpose with loyalty or integrity

Motivations

Preferred

Ability to Make an Impact : Inspired to perform well by the ability to contribute to the success of a project or the organization

Self-Starter : Inspired to perform without outside help

Goal Completion : Inspired to perform well by the completion of tasks

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.