Portfolio Manager

Quontic Bank

Denver (CO)

On-site

USD 80,000 - 100,000

Full time

14 days+

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Benefits offered by this job

401(k) plan and matching

Health, Dental, Vision, and Life insurance

Paid time-off

Flexible Spending Account

Employee Assistance Program

Short/Long Term disability

Pet Insurance

RTD EcoPass (Denver)

Job summary

Native American Bank seeks a Portfolio Manager in Denver to provide portfolio management and credit support to Commercial Lenders. This role involves assisting with client relationships and evaluating loan structures to achieve credit goals.

Candidates should have a Bachelor’s Degree with 4+ years of banking experience, particularly in relationship management and loan transaction structuring. The position offers various benefits including a 401(k) plan, health insurance, and paid time off.

Qualifications

4+ years of experience in banking emphasizing relationship management.
Experience in analyzing, negotiating, or structuring loan transactions.

Responsibilities

Assist commercial lenders in managing client relationships.
Handle customer questions regarding billing and documentation.
Lead underwriting discussions with Credit Officer and commercial lenders.

Skills

Credit analysis training

Excellent communication skills

Persuasive advocacy

Ability to multitask

Understanding of financial statements

Education

Bachelor’s Degree or equivalent work experience

Job description

Job Highlights

Title: Portfolio Manager
Type: Full Time
Experience: 4 Years
Function: Lending
Location: Denver, CO, United States
Company: Native American Bank

Company Profile

Native American Bank is a federally chartered bank that focuses on serving Native American and Alaska Native communities. It supports economic development through financial services tailored to tribal needs.

Job Profile

The bank is hiring a Portfolio Manager who will provide portfolio management and credit support to Commercial Lenders, including origination, structuring, execution, and monitoring of all transactions.

Responsible for working with Commercial Lenders, credit professionals, and loan operations on associated internal credit, research, and financial modeling functions.

Supports the achievement of profitability and credit goals for the division through day-to-day management of account relationships.

Education Level

Bachelor’s Degree or equivalent work experience

Work Experience

4 or more years of banking experience with an emphasis on relationship management and commercial lending
At least 5 years of analyzing, negotiating, or structuring loan transactions in a corporate lending environment.

Duties/Responsibilities

Assist commercial lenders in managing their client relationships.
Assists with specialized lending on any credit enhancements that may be attached to a credit request to mitigate identified risks.
Assists the lender by being identified as the in-bank relationship manager, taking care of requests from them as needed.
Assists the lender by scheduling, attending, and participating in the lender’s annual reviews.
Collecting updated borrower financial information following periodic reporting requirements and completing scheduled loan reviews.
Evaluates the adequacy of loan structures and collateral positions.
Handles customer questions and concerns related to billing, documentation, and other inquiries.
Independently manages the day-to-day activity of an assigned portfolio of transactions with a mix of accounts. This includes direct customer communication, as necessary.
Keeps the commercial lenders informed of the status of the credit and obtains concurrence from the lender on significant changes to proposed terms and conditions.
Leads underwriting discussions with Credit Officer and commercial lenders.
May assist the lender by conducting loan closings.
Responsible for identifying opportunities within a given portfolio and matching appropriate products or services to fulfill those client needs.
Responsible for working with the Commercial Lender and Credit Analysts on associated internal credit, research, and financial modeling functions.
Works with special assets on collections of past due loans, foreclosures, troubled debt restructurings, problem loan reports, and work‑outs.
Works with the credit department to ensure appropriate underwriting, credit structure, and risk rating of the credit risk. Identifies and analyzes risks and repayment ability.
Performs other related duties as necessary or assigned.

Skills/Knowledge/Abilities

Ability to advocate persuasively.
Ability to be a self-starter and demonstrate a strong level of initiative and commitment with a minimum level of supervision.
Ability to learn and multitask efficiently.
Ability to maintain the confidentiality of customer and credit information.
Ability to understand accounting, including financial statement spreads, cash flows, and credit analysis.
Capability to independently and proactively manage various relationships and effectively manage multiple priorities.
Credit analysis training or experience appropriate for the job requirements.
Excellent written and oral communication skills.
Exceptional credit/analytical skills.
Highly developed communication skills, including the ability to write clear and concise credit correspondence.

Working Conditions