Portfolio Management Analyst - CIB Lending

eClerx; New York (NY); On-site; USD 90,000 - 110,000; Full time

Job summary

eClerx is seeking a Portfolio Management Analyst in New York City, responsible for supporting credit spreading, portfolio monitoring, and covenant tracking within CIB Lending Solutions.

This entry to early-career role involves collaboration across multiple finance products. The ideal candidate will have a Bachelor degree and foundational knowledge in finance, alongside strong analytical skills and attention to detail. The target salary range is $90,000-$110,000.

Qualifications

• 0–3 years of relevant experience in credit analysis, finance, accounting, or banking.
• Foundational knowledge of financial statements and credit analysis.
• Strong skills in Excel and attention to detail.

Responsibilities

• Perform financial spreading and basic credit analysis using financial statements.
• Maintain trackers for financial statement delivery and covenant certificates.
• Assist with amendment, waiver, and lifecycle event tracking.

Skills

Credit analysis

Excel

Analytical skills

Organizational skills

Communication skills

Education

Bachelor Degree or equivalent work experience

Job description

Portfolio Management Analyst - CIB Lending

Location: New York City, New York, US

Job Summary

The Portfolio Management Analyst is an entry to early-career individual contributor role within US SCIB COO Lending Solutions responsible for supporting credit spreading, portfolio monitoring, covenant tracking, collateral monitoring, annual and quarterly review preparation and portfolio reporting across SCIB lending portfolios. The role supports multiple products and business lines, including Infrastructure Finance, Structured Finance, Leveraged Finance, Investment Grade corporate lending and GTB-linked credit exposures. Objectives are to:

• Provide accurate analytical and administrative support for portfolio monitoring
• Maintain disciplined tracking of financial reporting, covenants, collateral and review deliverables
• Develop foundational expertise in CIB lending lifecycle management.

Responsibilities

• Credit Spreading and Analysis Support
  • Perform financial spreading and basic credit analysis for assigned borrowers using financial statements, internal systems and portfolio management templates.
  • Support quarterly and annual review preparation by gathering financials, covenant certificates, collateral data, borrower updates, rating inputs and prior review materials.
  • Prepare initial variance analysis, ratio outputs, covenant calculations and portfolio data summaries for review by Associates and Vice Presidents.
• Monitoring and Tracking
  • Maintain trackers for financial statement delivery, covenant certificates, borrowing base certificates, collateral deliverables, insurance requirements, annual reviews, quarterly reviews and other monitoring obligations.
  • Identify missing or late deliverables, data inconsistencies and potential exceptions for escalation.
  • Update portfolio monitoring tools and shared records accurately and on schedule.
• Lifecycle and Documentation Support
  • Assist with amendment, waiver and lifecycle event tracking by collecting data, maintaining logs and supporting evidence files.
  • Coordinate with Transaction Management, Agency, Operations and Portfolio Management colleagues to confirm post-close and ongoing monitoring requirements.
  • Support document organization and retrieval for audits, credit reviews, regulatory requests and management reporting.
• Reporting and Process Support
  • Prepare recurring status reports, covenant dashboards, exception trackers and portfolio data extracts under supervision.
  • Support data quality reviews, procedure updates, training materials and process improvement initiatives.
  • Help maintain organized records for portfolio monitoring and control evidence.
• Development and Collaboration
  • Build knowledge of Infrastructure Finance, Structured Finance, Leveraged Finance, IG and GTB credit products, documentation and monitoring requirements.
  • Collaborate with Front Office, Credit, Risk, Agency, Operations, Transaction Management and Finance stakeholders as directed.
  • Demonstrate ownership, responsiveness and willingness to learn in a fast‑paced CIB lending environment.

Eligibility Requirements

• Bachelor Degree or equivalent work experience.
• 0–3 years of relevant experience in credit analysis, finance, accounting, banking, lending operations, portfolio monitoring, agency, risk management, or related roles.
• Foundational knowledge of financial statements, credit analysis, Excel, and corporate finance.
• Exposure to banking, credit, lending, infrastructure finance, structured finance, leveraged finance, Investment Grade (IG) corporate lending, or GTB is preferred.
• Strong Excel, analytical, organizational, and written communication skills.
• Ability to perform accurate data entry, financial spreading, and basic variance analysis.
• Attention to detail and comfort working with recurring deadlines and trackers.
• Willingness to learn credit systems, covenant tools, loan systems, and portfolio reporting processes.
• High degree of accuracy and follow‑through.
• Curiosity and interest in CIB lending and credit risk.
• Ability to ask relevant questions and elevate potential issues promptly.
• Collaborative and service-oriented approach.

In the US, the target base salary for this role is $90,000-$110,000. Compensation is based on a range of factors that include relevant experience, knowledge, skills, other job-related qualifications, and geography. We expect the majority of candidates who are offered roles at our company to fall throughout the range based on these factors.

eClerx is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law. We are also committed to protecting and safeguarding your personal data. Please find our policy here.