Portfolio Analytics & Strategy Specialist

PNC; Houston (TX); On-site; USD 65,000 - 170,000; Full time

Job summary

An established industry player is seeking a Portfolio Analytics & Strategy Specialist to enhance its Retail Lending organization. This role involves designing pricing strategies for credit card products, analyzing market risks, and synthesizing data into actionable insights for senior management. The ideal candidate will possess strong analytical skills and experience with SQL and Tableau, contributing to the company's growth and success. Join a team that values diversity and fosters an inclusive culture while delivering exceptional customer experiences.

Benefits

Health Coverage

401(k)

Paid Time Off

Qualifications

• 5+ years of relevant industry experience required.
• Strong data skills including SQL and Tableau are essential.

Responsibilities

• Design and implement pricing strategies for credit cards.
• Analyze large datasets to improve risk-adjusted returns.

Skills

Analytical Thinking

Data Analytics

Financial Analysis

Model Development

Risk Management

Predictive Analytics

Pricing Models

Education

Bachelor’s Degree

Tools

SQL

Tableau

Job description

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued, and have an opportunity to contribute to the company’s success.

As a Portfolio Analytics & Strategy Specialist within PNC's Retail Lending organization, you will be based in Pittsburgh, Cleveland, Tysons Corner, Wilmington, Houston, Dallas, New York, Birmingham, Charlotte, Atlanta, Austin, or Chicago. The position is primarily based in a PNC location, requiring regular time in the office or in the field. Some responsibilities may be performed remotely, at the manager’s discretion.

Responsibilities

1. Design and implement rate pricing strategies for PNC's Retail Lending Products, specifically Consumer and Business Credit Cards.
2. Advise on credit card new originations, existing portfolio, and competitive positioning to ensure optimal pricing.
3. Serve as the key data specialist for the credit card pricing team, requiring strong data skills including SQL and Tableau.
4. Synthesize data into executive summaries and communicate findings to senior management.
5. Execute rate changes in alignment with PNC's growth strategies, considering regulatory constraints.

Job Description

• Provide financial and regulatory reporting and analyses to maintain controls over financial and regulatory processes.
• Develop analytical methods/models to assess market, credit, and operational risks.
• Analyze large datasets to improve risk-adjusted returns and communicate conclusions.
• Apply predictive models and third-party data for segmentation and targeting strategies.
• Collaborate with business, credit, data, and model development teams to design and monitor analytical reports.
• Work with partners to assess and establish credit risk appetite and related policies.

Core Competencies and Skills

• Analytical Thinking, Data Analytics, Financial Analysis, Model Development, Risk Management, Predictive Analytics, Pricing Models

Qualifications

• Bachelor’s Degree required.
• 5+ years of relevant industry experience.
• No specific certifications or licenses required.

Additional Information

Salary range: $65,000 – $169,780, incentive eligible based on performance.

Benefits include health coverage, 401(k), paid time off, and more. The application window is typically open for two business days from 11/19/2024.

For accommodations, contact [e-mail].

PNC is an equal opportunity employer, committed to diversity and inclusion.