Portfolio Analyst

Berkadia; Ambler (Montgomery County); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Volunteer hours

Employee Resource Groups

Fertility benefits

Parental leave

Mental health care

Tuition reimbursement

Pet insurance

Job summary

Berkadia in Montgomery County, PA is seeking a Portfolio Analyst to manage detailed investment portfolios and support loan servicing operations. You will analyze financial statements, monitor performance, and prepare reports for lenders, collaborating with portfolio managers to optimize strategies.

Required are a Bachelor's degree and 3+ years in a similar role, strong Excel skills, and knowledge of mortgage industry applications.

Qualifications

• Bachelor's degree and 3+ years in a similar role.
• Strong Excel skills and financial statement analysis.
• Experience with mortgage industry applications is a plus.

Responsibilities

• Respond to borrower inquiries for the assigned portfolio.
• Investigate and resolve payment issues including suspense payments.
• Prepare quarterly asset summaries and surveillance reports for lenders.
• Review loan documents to ensure compliance with loan requirements.

Skills

Customer service

Risk management

Asset management

Communication skills

Organizational skills

MS Office

Education

Bachelor's degree or equivalent

Tools

McCracken Strategy

Job description

Are you looking for an opportunity to bring your unique skills and experiences to a leading commercial loan servicer?
Join Berkadia's loan servicing platform and learn from the best of the best at the largest U.S. non-bank commercial mortgage servicer in the industry. We provide the personal and professional development opportunities you need to impact the commercial real estate industry, build a career that takes the long view, and reach your full potential. Be Your Best Self. Be Berkadia.
The Portfolio Analyst is responsible for the detailed analysis and management of investment portfolios. This role involves monitoring portfolio performance, conducting market research, and analyzing financial data to make informed investment decisions. The analyst also prepares reports for stakeholders, provides recommendations based on risk assessments, and collaborates with portfolio managers to optimize investment strategies. Additionally, the Portfolio Analyst ensures compliance with regulatory requirements and stays updated on market trends to adjust strategies as necessary.
We are committed to growing your career, so in this role you will:

• Respond promptly to all borrower inquiries and requests for the assigned portfolio of loans.
• Investigate and resolve payment issues, including suspense payments.
• Collaborate with the Cash Managed Loans Group to administer hard lockbox waterfall processing.
• Timely return of monthly excess funds from lockbox, sweep, and ground lease payments, including rent/mortgage overages.
• Initiate collection calls to follow up on delinquent financial statements.
• Monitor and follow up on deferred maintenance items.
• Review loan documents and financial statements, ensuring borrower compliance with loan requirements and timeliness in meeting milestones of the underwritten business plan.
• Prepare quarterly asset summaries, surveillance reports, and other required deliverables for lender use.
• Review future funding draw requisitions and prepare recommendation packages for the lender, including review of contracts, invoices, and construction budget balancing.
• Provide detailed referral requests to other servicing departments for transactions requiring lender consent, such as easements and casualty losses.
• Consult with management and other Berkadia personnel as necessary, ensuring completion of borrower requests and inquiries.
• Manage and escalated complex issues that may require higher-level decision‑making within Berkadian or consent from external parties.
• Monitor portfolio-specific reports and adhere to Berkadia policies and procedures for processing open items or issues.
• Develop personal technical skills by completing appropriate training courses and meeting the annual required training hour minimum.
• Other duties as assigned.

We are passionate about your growth, so to achieve success in this role you should have:

• High proficiency in Microsoft Office (Outlook, Word, Excel) and familiarity with mortgage industry‑specific applications like McCracken Strategy and intranet‑based workflows.
• Strong customer service orientation within a risk management/asset management context, coupled with excellent communication skills for clear and succinct verbal and written interactions across all organizational levels.
• Exceptional organizational skills and the ability to multitask effectively in a fast‑paced environment, maintaining a keen attention to detail and the ability to analyze property operating statements and rent rolls to evaluate asset performance.
• Proactive and autonomous work ethic with the ability to manage conflicting stakeholder expectations and priorities, while effectively escalating issues and collaborating on shared responsibilities.
• Bachelor's degree or equivalent.
• 3+ years of experience in a similar position.

We believe People Matter, so we offer benefits that go beyond:

• Monthly paid volunteer hours and donation matching to benefit our communities
• Employee Resource Groups that help you grow with us
• Fertility and family planning services
• Up to 12‑weeks of fully paid parental leave
• Mental health care, including free counseling sessions:
• We'll help you fund your learning journey with generous tuition reimbursement
• Pet insurance discounts
• And more!

Be Your Best Self. Be Berkadia.
Berkadia, as an equal opportunity employer, celebrates our employees’ unique differences, which we believe drives personal and company‑wide innovation and creates a people‑first culture where your career can take the long view. To achieve these goals, we are committed to the full inclusion of all qualified individuals, without regard to race, religion, age, color, national origin, gender, sexual orientation, gender identity or expression, marital status, domestic partner status, military and veteran status, disability, pregnancy, parental status, genetic information, political affiliation, or any other status protected by federal, state and local laws.
In keeping with our commitment, Berkadia takes the necessarysteps to provide a workplace free from harassment and discrimination, as well as access and reasonable accommodations for individuals with disabilities.If you require reasonable accommodation to take part in the interview process, please contact [e-mail].
You have rights under Federal and State employment laws. No question in this Application is intended to elicit information in violation of any such law, nor will any information obtained in response to any question be used in violation of any such law. If you apply for this role, you are acknowledgingBerkadia's Application PolicyandBerkadia's Privacy Policy. Please click the following links for more information about:EEOC,Employee Rights under the FMLA,EPPA.