AVP - Portfolio Analyst

Berkadia; Ambler (Montgomery County); On-site; USD 90,000 - 140,000; Full time

Benefits offered by this job

Monthly volunteer hours

Employee Resource Groups

Fertility and family planning services

Parental leave up to 12 weeks

Mental health care

Tuition reimbursement

Pet insurance discounts

Job summary

Berkadia seeks an Assistant Vice President - Portfolio Analyst to act as the primary point of contact for borrowers and lenders within the Servicing group, managing a portfolio of non-stabilized properties, structured transactions, balance sheet and complex loans.

Responsibilities include monitoring loan documents, preparing underwriting recommendations, and coordinating with counsel, rating agencies, and trustees to ensure compliance and timely loan-related processing.

Qualifications

• Proven ability to manage a portfolio of commercial loans and oversee servicing activities.
• Strong understanding of loan documents, inter-creditor and servicing agreements.

Responsibilities

• Serve as the primary point of contact for borrowers and lenders, managing a portfolio of commercial mortgage loans and fostering Berkadia’s servicing relationships.
• Ensure compliance with loan documents, inter-creditor, participation, and servicing agreements, and handle timely processing of loan-related matters and requests.
• Monitor and process borrower requests, prepare underwriting recommendations for approval by Berkadia managers or external lenders, collaborating with internal/external counsel, rating agencies, and trustees as needed.
• Administer daily loan portfolio activities, including payment status checks, collection calls, fund identification, and compliance monitoring.

Skills

Microsoft Office

Mortgage industry knowledge

Customer service

Communication

Analytical skills

Education

Bachelor's degree in Finance/Business/Real Estate

Tools

McCracken Strategy

Job description

Are you looking for an opportunity to bring your unique skills and experiences to a leading commercial loan servicer? Join Berkadia's loan servicing platform and learn from the best of the best at the largest U.S. non-bank commercial mortgage servicer in the industry. We provide the personal and professional development opportunities you need to impact the commercial real estate industry, build a career that takes the long view, and reach your full potential.

Be Your Best Self. Be Berkadia.

The Assistant Vice President - Portfolio Analyst will serve as the primary point of contact for both borrowers and lenders within the Servicing group. This role involves liaising with a diverse range of stakeholders including other servicing staff, Berkadia Mortgage Banking personnel, third-party lenders, trustees, investors, government agencies, and various real estate and construction professionals. The AVP - Portfolio Analyst will manage a portfolio primarily consisting of non-stabilized properties, structured transactions, balance sheet, and complex loans.

We are committed to growing your career, so in this role you will:

• Serve as the primary point of contact for borrowers and lenders, managing a portfolio of commercial mortgage loans and fostering Berkadia’s servicing relationships.
• Ensure compliance with all applicable loan documents, inter-creditor, participation, and servicing agreements, and handle timely processing of all loan-related matters and requests.
• Maintain comprehensive knowledge of loan documents, lender agreements, and servicing contracts to effectively administer loans and ensure company compliance.
• Monitor and process borrower requests, prepare underwriting recommendations for approval by Berkadia managers or external lenders, collaborating with internal/external counsel, rating agencies, and trustees as needed.
• Administer daily loan portfolio activities, including payment status checks, collection calls, fund identification, and compliance monitoring, escalating non-compliance or defaults as necessary.
• Collaborate with functional units such as Tax, Insurance, and Escrow Analysis to process borrower requests and administer loan requirements, including reserve draws and insurance maintenance.
• Collect and assist with the analysis of property operating statements, rent rolls, and financial statements of borrowers/guarantors.
• Review and analyze financial covenants, trigger events, and debt service coverage ratio (DSCR) tests.
• Monitor property performance, including analysis of the borrower’s business plan and market conditions.
• Prepare quarterly asset summaries, surveillance reports, and other required deliverables for lenders.
• Review and prepare recommendation packages for future funding draws, including contract reviews and construction budget assessments.
• Handle detailed referral requests to other servicing departments for transactions requiring lender consent, such as easements and casualty losses.
• Consult with Berkadia managers and follow up with borrowers to ensure the completion of requests and inquiries.
• Manage and escape complex issues requiring higher-level decision-making within Berkadia or consent from external parties.
• Approve e-forms and recommend defaulted loans for transfer to the special servicer, adhering to Berkadia’s Banking and Cash Activities Approval Limits.
• Other duties as assigned.

We are passionate about your growth, so to achieve success in this role you should have:

• Proficient in Microsoft Office (Outlook, Word, Excel) and familiar with mortgage industry-specific applications like McCracken Strategy, along with strong ability to adapt to new software and intranet-based workflows.
• Strong customer service orientation, with a focus on risk management and asset management, complemented by excellent communication skills for clear and effective interaction across all organizational levels.
• Exceptional organizational skills, capable of multitasking effectively in a dynamic, fast-paced environment with competing priorities, and a keen attention to detail.
• Skilled in analyzing property operating statements and rent rolls to assess asset performance in relation to loan requirements and underwritten metrics.

We believe People Matter, so we offer benefits that go beyond:

• Monthly paid volunteer hours and donation matching to benefit our communities
• Employee Resource Groups that help you grow with us
• Fertility and family planning services
• Up to 12-weeks of fully paid parental leave
• Mental health care, including free counseling sessions
• We'll help you fund your learning journey with generous tuition reimbursement
• Pet insurance discounts
• And more!

Be Your Best Self. Be Berkadia.

Berkadia, as an equal opportunity employer, celebrates our employees’ unique differences, which we believe drives personal and company-wide innovation and creates a people-first culture where your career can take the long view. To achieve these goals, we are committed to the full inclusion of all qualified individuals, without regard to race, religion, age, color, national origin, gender, sexual orientation, gender identity or expression, marital status, domestic partner status, military and veteran status, disability, pregnancy, parental status, genetic information, political affiliation, or any other status protected by federal, state and local laws. In keeping with our commitment, Berkadia takes the necessary steps to provide a workplace free from harassment and discrimination, as well as access and reasonable accommodations for individuals with disabilities. If you require reasonable accommodation to take part in the interview process, please contact [e-mail].

You have rights under Federal and State employment laws. No question in this Application is intended to elicit information in violation of any such law, nor will any information obtained in response to any question be used in violation of any such law.

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