PIP Litigation Specialist

CURE Auto Insurance (Citizens United Reciprocal Exchange); Princeton (NJ); Hybrid; USD 75,000 - 95,000; Full time

Benefits offered by this job

Health insurance

Dental coverage

Life insurance

Disability insurance

401k match

PTO

FSAs

EAP

Wellness programs

Job summary

CURE Auto Insurance in Princeton, NJ, is seeking a detail-oriented PIP Litigation Specialist to join our claims team. The role involves reviewing suits, analyzing claims for coverage and liability, and negotiating settlements with claimants and counsel.

The ideal candidate will have 2+ years of PIP claim handling or relevant medical/litigation experience, a P&C license is a plus, and the ability to work independently in a hybrid environment. Onsite trials may be required.

Qualifications

• Bachelor's degree or commensurate experience in the insurance industry.
• A minimum of 2 years PIP claim handling experience or commensurate medical experience. Previous litigation experience is required.
• Licenses/Designations: Property and Casualty license a plus
• Strong knowledge of PIP laws and regulations
• Ability to work independently and manage multiple claims simultaneously
• Generous paid time off (PTO days, sick days, and holidays)
• Flexible spending options with FSA & HSA plans
• Life and AD&D insurance
• 401(k) with company match
• Voluntary benefits such as legal services, pet insurance, and identity & fraud protection
• 24/7 Employee Assistance Program (EAP) for employees and their families
• Health & wellness perks including gym discounts, wellness reimbursements, and reward programs

Responsibilities

• Review incoming suits to identify the appropriate resolution strategy
• Complete a detailed analysis of claims where a new suit has been received inclusive of coverage, liability, and damages
• Assess and evaluate damages, medical records, and eligibility to determine claim value
• Manage and oversee litigation processes, working closely with legal counsel to develop strategies for case resolution
• Negotiate settlements with claimants, attorneys, and other stakeholders
• Maintain accurate and detailed records of all claims activities and communications
• Stay up to date with changes in PIP laws and regulations to ensure claims handling compliance
• Onsite trial appearances are required in the state you are located in as needed by the company

Skills

PIP knowledge

Claims handling

Litigation coordination

Negotiation skills

Education

Bachelor's degree or commensurate experience

Tools

Property and Casualty license

Job description

CURE Auto Insurance is a leading direct writer of auto insurance in New Jersey, Pennsylvania, and Michigan. CURE offers a great working environment, competitive salary, and comprehensive benefits package which includes health and dental coverage, life and disability insurance, 401k with generous company match, and much more!

We are seeking a detail-oriented and experienced PIP Litigation Specialist to join our team. The ideal candidate will be responsible for referring new suits to counsel, adjusting a litigation pending, and negotiating settlements. This role requires a strong understanding of PIP regulations, excellent negotiation skills, and the ability to work collaboratively with legal teams.

Review incoming suits to identify the appropriate resolution strategy

Complete a detailed analysis of claims where a new suit has been received inclusive of coverage, liability, and damages

Assess and evaluate damages, medical records, and eligibility to determine claim value

Manage and oversee litigation processes, working closely with legal counsel to develop strategies for case resolution

Negotiate settlements with claimants, attorneys, and other stakeholders

Maintain accurate and detailed records of all claims activities and communications

Stay up to date with changes in PIP laws and regulations to ensure claims handling compliance

Comply with all conditions outlined in the Unfair Claim Practices Acts

Onsite trial appearances are required in the state you are located in as needed by the company

Qualifications

Education: Bachelor's degree or commensurate experience in the insurance industry

Years/Type of Experience: A minimum of 2 years PIP claim handling experience or commensurate medical experience. Previous litigation experience is required

Licenses/Designations: Property and Casualty license a plus

Strong knowledge of PIP laws and regulations

Ability to work independently and manage multiple claims simultaneously

Generous paid time off(PTO days, sick days, and holidays)

Flexible spending optionswith FSA & HSA plans

Life and AD&DD insurance

401(k) with company match

Voluntary benefitssuch as legal services, pet insurance, and identity & fraud protection

24/7 Employee Assistance Program (EAP)for employees and their families

Health & wellness perksincluding gym discounts, wellness reimbursements, and reward programs

• Fun, engaging in-office eventsthat support our culture

Physical Actions/Environment: Required job duties consist of prompt and regular attendance, ability to frequently move about the office to coordinate work with others; standing, sitting and typing for extended periods; and lifting and/or carrying up to 5 lbs. Ability to frequently communicate with others in-person, on the phone/virtually, and in writing. Ability to read, understand, process and evaluate large amounts of technical information and make related, informed decisions.

Location:

Princeton, NJ

Schedule:

We offer flexible work hours between 8:00 AM and 5:00 PM, and employees can choose a schedule that works best for them—8:00 AM–4:00 PM, 8:30 AM–4:30 PM, or 9:00 AM–5:00 PM. While we aim to support individual preferences, final schedules may be adjusted based on business needs to ensure great coverage and teamwork.

We offer a hybrid work schedule: team members work onsite 4 days per week and have the flexibility to work remotely 1 day per week.

We recruit, hire, employ, train and promote, and compensate individuals based on job-related qualifications and abilities. We respect the dignity and worth of each individual and are committed to an employment environment that is free from all forms of employment discrimination.

CURE Auto Insurance provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, pregnancy, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Disclaimer: This job description reflects management's assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned. This job description may be subject to change at any time.

Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.