Personal Lines Underwriting Internship - Summer 2027

aoins; Charlotte (NC); On-site; USD 24,000 - 34,000; Full time

Job summary

Auto-Owners Insurance in Charlotte, NC is seeking an Underwriter Intern. The role involves learning insurance coverages, studying company procedures, and making underwriting decisions with guidance.

You will analyze risk factors, become familiar with policies, and communicate effectively with independent agents and colleagues. Applicants must be enrolled as a junior or senior, with strong organization and communication skills; sponsorship requirement noted.

Qualifications

• Currently enrolled as a junior or senior in college.
• Able to organize data, multi-task, and decide independently.
• Strong written and verbal communication skills.
• Interested in developing product knowledge through approved educational programs.

Responsibilities

• Learn various insurance coverages and contracts to make underwriting decisions.
• Become familiar with policies, manuals, forms and endorsements.
• Analyze loss experience, financial conditions and risk characteristics.
• Acquire working knowledge of supporting underwriting functions.
• Communicate effectively with independent agents and employees.

Skills

Data organization

Multi-tasking

Communication skills

Issue resolution

Independent decisions

Education

College student - junior or senior

Job description

Job Description

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated individual to join our team as an Underwriter Intern. The position requires the person to:

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.


• Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.


• Analyze loss experience, financial conditions and physical characteristics of risks.


• Acquire a working knowledge of supporting sections of the underwriting department.


• Effectively communicate with independent agents and other employees through verbal and/or written means.

Desired Skills & Experience

• Student should be currently enrolled and entering their junior or senior year in college.


• Ability to organize data, multi-task and make decisions independently


• Above-average communication skills (written and verbal).


• Ability to resolve complex issues.


• An interest in developing product knowledge through participation in approved educational programs.

Rate of Pay

Rate of pay starts at $21.00 per hour.

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.