Personal Lines Underwriter

Safepoint MGA, LLC; Metairie (LA); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

401K plan with company contributions

Paid Time-Off

Company Holidays

Disability Insurance

Life and AD&D Insurance

Flexible Spending Accounts

Health Savings Accounts

AAA Membership

Identity Theft Protection

Job summary

Safepoint MGA, LLC is seeking an experienced Personal Lines Underwriter for our Metairie, LA office. The role involves reviewing applications, inspections, and endorsements to determine eligibility under company guidelines.

Ideal candidates have 3–5 years of underwriting experience in P&C homeowners insurance and hold the LA P&C Producer license with reciprocal licenses in all 50 states. Strong communication and computer skills are essential.

Qualifications

• 3–5 years of underwriting experience for a carrier in property and casualty homeowners insurance required.
• LA P&C individual producer license and reciprocal licenses in all 50 states.
• Thorough knowledge of underwriting processes and analytics.
• Excellent communication and organizational skills.
• Advanced computer skills and strong systems knowledge.
• College degree preferred.

Responsibilities

• Reviews applications, inspections, and endorsement requests to determine eligibility within guidelines.
• Reviews requests for cancellation/nonrenewal actions, reinstatements, and endorsements for acceptability.
• Interprets manuals and contracts for multiple lines of business in multiple states.
• Researches and enters information into the policy administration system.
• Communicates with internal/external parties and escalates issues as needed.
• Support agents and service associates with exception requests beyond authority.

Skills

Underwriting experience

Licensing (LA P&C)

Reciprocal licenses in all states

Communication skills

Organizational skills

Technical/computer skills

Education

College degree

Job description

Safepoint Insurance is a Property & Casualty insurance carrier headquartered in Tampa, FL seeking experienced Personal Lines Underwriters for our Metairie, LA office!

Job Summary

Reviews applications, inspections, and endorsement requests to determine the eligibility of the property or request for coverage within the company guidelines.

Duties and responsibilities

• Reviews exterior inspection reports, new business submissions, risk alerts as well as follow up tasks on accounts needing additional underwriting review/action.
• Reviews requests for underwriter cancellation/nonrenewal action, reinstatement requests, and endorsements for acceptability.
• Interprets manuals and contracts for multiple lines of business in multiple states.
• Researches and correctly enters information into the company policy administration system.
• Communicates effectively internally and externally, escalating issues when warranted.
• Adheres to the established productivity and quality metrics established.
• Other tasks and projects may be assigned.

Essential Functions

• Assists internal service associates via telephone and e-mail with exception requests beyond their authority level.
• Assists agents via telephone and e-mail with new business exception requests.
• Provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company.
• Ability to think critically and research information on risks
• Ability to obtainand maintain resident Property & Casualty insurance licensing, and reciprocal licenses in all 50 states in the continental United States

Qualifications

• 3-5 years of underwriting experience for a carrier in property and casualty homeowners insurance required
• LA P&C Individual Producer license and reciprocal licenses in all 50 states
• Thorough knowledge of the underwriting process and the analytics involved
• Excellent communication and organizational skills
• Advanced computer skills and strong systems knowledge
• College degree preferred

Licensing requirements

Please note that most organizations overseeing Property and Casualty licensure requirements, including the Florida Department of Financial Services, require individuals to answer background questions about criminal history and undergo fingerprinting as part of the licensing process. Obtaining applicable licensure is a requirement for this position.

Physical requirements

While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to type, handle or feel; and reach with hands and arms.

Working conditions

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines.

Safepoint MGA, LLC does not offer immigration sponsorship or support for this role. This includes serving as the immigration employer of record or providing documentation or assistance for work authorization processes now or in the future, including H-1B, OPT, STEM OPT, CPT, J-1, etc.

Compensation and Benefits

• Market Competitive Wages
• Prof. Development and Educational Assistance Programs
• Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution
• Paid Time-Off (Discretionary, PTO, Parental Leave, and others)
• Company Paid Holidays
• Health Insurance
• Dental Insurance
• Vison Insurance
• Short and Long Term Disability Insurance (company paid premiums)
• Flexible Spending Accounts with Company Contribution
• Health Savings Accounts with Company Contribution
• Employee Life and AD&D Insurance
• Dependent Life and AD&D Insurance
• AAA Membership (company paid)
• Identity Theft Protection (company paid)
• Other Ancillary Insurance Benefit Programs
• And more

Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.

Safepoint MGA participates in E-Verify. Information about E-Verify participation will be provided during the application process where applicable.