Personal Lines Insurance Growth Producer

First United Bank; Sherman, Northern (TX, KY); Hybrid; USD 65,000 - 95,000; Full time

Job summary

First United Bank seeks a capable Insurance Personal Lines Producer to drive new business growth, quote, present, and close Personal Lines opportunities. You’ll build strong ties with First United Bank partners, clients, and referral sources while managing a robust pipeline and ensuring accurate documentation for seamless binding and service.

You will educate prospects on coverage options, navigate carrier options, and work toward meeting monthly and annual production goals, with occasional

Qualifications

• State Resident Insurance License required.
• High School Diploma or GED required.
• College degree preferred.
• Personal Lines insurance knowledge preferred.
• Industry designation, or willingness to obtain a designation, preferred.
• Prior sales, insurance, banking-referral, or relationship-development experience preferred.

Responsibilities

• Quotes, presents, delivers, and sells Personal Lines new business opportunities.
• Meets or exceeds established monthly and annual new-business revenue, premium, policy-count, and/or activity goals.
• Develops strong working relationships with First United Bankers, mortgage teams, and other internal referral partners.
• Responds promptly to incoming referrals and communicates the status and outcome of opportunities to referral partners.
• Maintains an accurate new-business pipeline and documents prospect activity, referral sources, quote status, outcomes, and follow-up activity in the designated CRM and/or agency management system.
• Proactively follows up on outstanding quotes and works to convert qualified opportunities into bound business.
• Identifies opportunities to round accounts with home, auto, umbrella, recreational vehicle, flood, and other appropriate Personal Lines products.
• Evaluates carrier options and recommends appropriate coverage based on exposures, coverage needs, underwriting eligibility, and carrier appetite.
• Educates prospects on coverage options and differences using a consultative sales approach rather than competing solely on price.
• Issues and sends Evidence of Insurance and completes policy issuance for new Personal Lines business.
• Handles underwriting issues and requirements associated with new-business policies.
• Ensures quotes, applications, documentation, disclosures, and policy issuance comply with carrier, agency, regulatory, and First United requirements.
• Ensures complete documentation and a smooth transition of newly bound accounts to the appropriate service team.
• Maintains and strengthens internal and external referral relationships.
• Some Travel may be required.

Skills

Communication

Relationship building

Sales skills

Negotiation

Time management

Analytical thinking

Education

State Insurance License

High School Diploma or GED

College degree preferred

Personal Lines knowledge

Tools

Applied Epic

CRM

Agency management systems

Job description

First United Bank seeks a capable Insurance Personal Lines Producer to drive new business growth, quote, present, and close Personal Lines opportunities. You’ll build strong ties with First United Bank partners, clients, and referral sources while managing a robust pipeline and ensuring accurate documentation for seamless binding and service.

You will educate prospects on coverage options, navigate carrier options, and work toward meeting monthly and annual production goals, with occasional