Personal Banker - Richmond Heights Branch - St. Louis MO

CommunityAmerica Credit Union; Leavenworth (KS); On-site; USD 40,000 - 70,000; Full time

Job summary

An established industry player is seeking a Personal Banker to join their dynamic team in St. Louis. This role focuses on cultivating meaningful connections with members through a consultative sales approach, promoting financial products and services tailored to their needs. Responsibilities include processing transactions, opening accounts, and delivering exceptional member service. The ideal candidate will possess strong sales skills, problem-solving abilities, and a commitment to compliance. This is an exciting opportunity to contribute to a growing organization dedicated to the financial well-being of its community.

Qualifications

• Bachelor's degree or equivalent work experience required.
• Two or more years' experience in a financial institution or retail sales position.

Responsibilities

• Build relationships with members through a consultative sales approach.
• Process financial transactions and assist with technology adoption.
• Ensure compliance with applicable laws and policies.

Skills

Sales Skills

Consultative Approach

Problem-Solving Skills

Customer Service

Attention to Detail

Education

Bachelor's Degree

Equivalent Work Experience

Job description

Personal Banker - Richmond Heights Branch - St. Louis MO

ID

2577

Type

Full-Time

Summary

CommunityAmerica Credit Union is the largest credit union in Missouri and has a 30-year history serving the St. Louis County community - and we're just getting started. With an enduring 80+ years history of strength and stability - and an unwavering dedication to the financial well-being of the people and businesses within the community - we're more than just another St. Louis financial institution. We're expanding in St. Louis to provide more convenient locations and innovative tools to set up our members for success. Join our growing team!

The Personal Banker position involves cultivating meaningful member connections through an engaging and consultative approach. Key responsibilities include sale of products and services to members including opening new accounts and fundamental lending and auto lending processes while delivering a personalized and high-quality member service experience. They are knowledgeable in all products and services offered by the credit union. They follow policies and procedures to actively prevent fraud, adhere to compliance standards and ensure accurate information is captured in applicable systems during all member interactions.

Duties & Responsibilities

Duties and Responsibilities

Build relationships with both current and prospective members through a consultative sales approach recommending the right credit union products and services to meet the members financial goals. Provides an engaging onboarding experience.

• Processes financial transactions, including deposits, withdrawals, loan payments, transfers, and cashier's checks. Prove cash at the end of the day.
• Open deposit and loan products capturing needed information in application systems to track member data.
• Provide information and referrals to members seeking other services, including but not limited to wealth management, mortgage, insurance and other departments.
• Greet members enthusiastically and constantly look for ways to 'surprise and delight' them.
• Assisting members in using and adopting technology including online and mobile banking platforms.
• Listen to members seeking to understand needs through consultation, problem solving complex issues to resolution by focusing on a can-do approach.
• Understands and can identify potential member fraud situations and follow reporting processes as needed.
• Meets or exceeds individual sales and production goals on a consistent basis.
• Ensures compliance with all applicable laws, policies, and regulations.
• Promotes honest and open communication throughout the credit union.
• Other duties as assigned.

Requirements

Education and Experience Requirements:

• Bachelor's degree or equivalent work experience
• Two or more years' experience in a financial institution or retail sales position.

Required Knowledge, Skills and Abilities:

• Must be member focused and able to convey information in an enthusiastic and positive manner.
• Listen effectively and anticipate members perceived and unperceived needs.
• Strong sales and consulting skills.
• Demonstrated ability to cross sell products and services.
• Must possess superior problem-solving skills.
• Ability to work in a fast pace and team-oriented environment.
• Exceptional time management skills.
• Ability to maintain a high level of confidentiality.
• Organizational skills
• Attention to detail and accuracy in handling transactions and maintaining records.
• Ability to communicate effectively in writing and verbally.
• Knowledge of financial institution products and services
• Proficiency in math.
• Ability to understand all products and services and consult members on appropriate options that meet their financial goals.