Personal Banker I

First State Bank; Whitesboro (TX); On-site; USD 30,000 - 42,000; Full time

Job summary

First State Bank in Whitesboro, TX seeks a dedicated teller to handle deposits, withdrawals, and new accounts, while delivering professional customer service. You will balance cash and detect suspicious activity, helping customers with debit cards and online banking.

The role includes cross-selling bank products and ensuring compliance with banking regulations. Ideal candidates will excel in customer service, have strong math skills, and be proficient in English; bilingual Spanish is a plus for

Qualifications

• Customer needs assessment and satisfaction evaluation.
• Proficiency in English grammar, spelling and communication.
• Spanish language proficiency for bilingual positions.
• Strong attention to detail and numerical accuracy.

Responsibilities

• Process deposit and withdrawal transactions.
• Balance cash drawer and Teller Cash Recycler (TCR).
• Detect and report fraudulent or suspicious activities.
• Open and process all available new account types.
• Take wire requests and assist with debit card and internet banking services.
• Check ordering, stop payments and closing of accounts.
• Perform cross-selling of bank products and services.
• Resolve customer service issues and ensure compliance with banking regulations.
• Assist supervisor with cross-training other staff.
• Complete in-branch closing for consumer loan customers.

Skills

Customer service

English language

Spanish language

Mathematics

Job description

First State Bank’s mission is to treat the community as our home, customers as our neighbors, employees as our family, and by so doing, create value for our shareholders. Our Core Values are: Genuinely Care, Trust, Relentless Improvement and Accountability. All FSB employees perform their daily job responsibilities following these guiding principles in all aspects.Summary:Responsible for both teller and new account transactions, cross-selling bank products/services and resolving customer service issues. Process new accounts and transactions with accuracy and efficiency while delivering an overall professional customer service experience while adhering to banking regulations.Essential Job Duties & Responsibilities:Processing deposit & withdrawal transactionsBalance cash drawer and TCR (Teller Cash Recycler)Detecting & reporting fraudulent or suspicious activitiesEvaluating customer needs to suggest appropriate bank products & servicesOpening & processing all available new account typesTaking wire requestsAssisting customers with:Debit card and internet banking servicesCheck ordering, stop payments, and closing accountsProblem resolutions & special requestsUnderstanding loan options, including terms and rates (II, III)Consumer Loan application process (II, III)Complete In-Branch Closing process for Consumer Loan customers (III)Performing other miscellaneous customer service functionsAssisting supervisor with cross-training other staff members (II, III)Build customer relationships through needs-based conversations that drive appropriate sales and customer loyalty. Ensure all activities align with compliance requirements and support fraud prevention standards.Knowledge, Skills & Abilities:Customer and Personal Service – Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.English Language – Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.**If hired for a bilingual position – Must be proficient in both English and Spanish language.Mathematics – knowledge of arithmetic, algebra, and their applications.Excellent attention to detail.Job Specifications:Oral Comprehension – The ability to listen to and understand information and ideas presented through spoken words and sentences.Oral Expression – The ability to communicate information and ideas in speaking so others will understand.Problem Sensitivity – The ability to tell when something is wrong or is likely to go wrong and know what steps to take to correct the problem. It does not involve solving the problem, only recognizing there is a problem.Information Ordering – The ability to arrange things or actions in a certain order or pattern according to a specific rule or set of rules (e.g., patterns of numbers, letters, words, pictures, mathematical operations).Number Facility – The ability to add, subtract, multiply, or divide quickly and correctly.Speech Clarity – The ability to speak clearly so others can understand you both in person and over the phone.Near Vision – The ability to review customer information on the computer, on documents as well as visually identify customer identity.Speech Recognition – The ability to identify and understand the speech of another person.Mathematical Reasoning – The ability to choose the right mathematical methods or formulas to solve a problem.Reading Comprehension – Understanding written sentences and paragraphs in work-related documents.Physical Requirements –Lifting – The ability to lift a minimum of 10 lbs. up to a height of 3-4 ft.Standing/sitting – Must have the ability to remain in stationary positions 75% of the business day.Dexterity – The ability to operate a computer and other office machinery, such as a calculator, adding machine, copy machine and printer.Hearing – The ability to exchange accurate information to customers relating to their accounts and/or banking procedures.Active Learning – Understanding the implications of new information for both current and future problem-solving and decision-making. The ability to learn technical material.Other duties as assigned.This job description is subject to change at any time.