Personal Banker I

Lone Star National Bank; McAllen (TX); On-site; USD 36,000 - 48,000; Full time

Job summary

Lone Star National Bank in McAllen, TX is seeking a Personal Banker to support customers with routine banking needs, including opening accounts, processing transactions, and ensuring regulatory compliance. The role emphasizes service quality, regulatory adherence, and accurate execution to provide a positive customer experience.

The Personal Banker will operate within established guidelines, assist branch operations, and participate in training programs.

Qualifications

• High School Diploma or GED required.
• Bachelor’s degree in business, marketing or related field preferred.
• Minimum 1 year in financial services.
• Strong knowledge of BSA and CIP is preferred.
• Proficiency with personal computers and Microsoft Office applications.

Responsibilities

• Greet customers and provide professional service.
• Open new accounts and process transactions.
• Ensure documentation and regulatory requirements are met.
• Cross-sell bank products and services.
• Assist teller line to maintain service flow.
• Maintain compliance with internal controls and audit standards.

Skills

Bilingual in English and Spanish

Attention to detail

Customer service

Regulatory knowledge (BSA/CIP)

Microsoft Office

Education

High School diploma or GED

Bachelor's degree in business/related field (preferred)

Tools

Banking software

MS Office

Job description

Job Details: Job Location: La Placita - McAllen, TX 78503, Summary

The Personal Banker is responsible for supporting customers with routine banking needs by opening accounts, processing transactions, and ensuring documentation and regulatory requirements are met accurately. This role focuses on operational execution, compliance, and service quality while providing a positive customer experience. The Personal Banker applies sound judgment within established guidelines and supports branch operations through consistent, accurate execution of banking activities.

ESSENTIAL DUTIES

• Creates a welcoming environment and communicates professionally and effectively with customers and team members
• Demonstrates a strong commitment to service excellence and consistently delivers high-quality customer service
• Applies strong critical thinking and problem-solving skills to resolve and or identify financial solutions for new and existing customers
• Ensures all documentation, disclosures, and regulatory requirements (including BSA and CIP) are completed accurately and in accordance with policy
• Applies strong attention to detail and procedural discipline to ensure compliance and risk mitigation
• Maintains accountability for assigned work and follows all internal controls, security, and audit standards
• Provides a complete range of customer service, including opening all types of new accounts, credit cards, and cross- selling of other bank products/services such as self-service banking solutions (ATM, Mobile Banking, etc.)
• Actively contributes to help meet the banking center's goals, as well as individual sales and referral goals by cross selling and referring customers to bank business partners when more complex financial needs are recognized such as commercial Lending, Mortgage, insurance, investments, Merchant Services, Wealth Management or treasury Management
• Supports branch operations by assisting the teller line as needed to maintain service flow
• Participates in job specific training and other various Bank training programs, as necessary
• Maintains current knowledge of internal risk controls and loss prevention, including reporting of suspicious or unusual customer activity per Bank policy
• Maintains current knowledge and complies with all federal and state laws and regulations and all established Bank policies and procedures, including internal audit controls related to department operations
• Maintains current knowledge of all rules, regulations, and laws as they apply to BSA/OFAC/USA Patriot Act/CIP/AML
• Performs other related duties as required and assigned

Qualifications

• High School Diploma or GED
• Bachelor’s degree in business, marketing or related field, preferred
• (1) year of financial service industry experience required
• Thorough understanding of corporate business account documentation and consumer loan documentation, including proficiency with BSA and CIP, preferred
• Demonstrated ability to retain and apply detailed procedural and regulatory information
• Strong attention to detail, accuracy, and accountability
• Ability to learn and adapt to new information, procedures, and technology platforms
• Proficiency in personal computers and Microsoft Office applications (Word, Excel, Outlook)
• Bilingual in English and Spanish required
• Ability to work flexible hours, including Monday through Friday and a rotating Saturday schedule, as business needs dictate

ORGANIZATION

This position reports to the Banking Center Manager

This position does not oversee other positions

TRAINING REQUIREMENTS

All employees are required to attend scheduled mandatory training and complete online regulatory compliance training courses applicable to their specific job function. In all situations, employees must ensure that their actions fully comply with all federal banking laws and regulations, including internal bank policies and procedures. Failure to adhere to these requirements will be grounds for disciplinary action, including probation and possible termination.

COMMUNITY INVOLVEMENT

Lone Star National Bank’s Mission Statement includes a commitment to helping our communities grow by serving them with pride and integrity. All employees are encouraged to volunteer for bank sponsored activities, civic, charitable and community events and to be active in the communities we serve.

ATTENDANCE

Punctuality and regular attendance should be regarded as essential functions of any position at Lone Star National Bank.

• Be at your workstation ready for work by the start of each workday
• Remain at your workstation, unless the needs of the job require being elsewhere, except during authorized breaks (including restroom breaks)
• Take only the time normally allowed for breaks
• Call in and notify your supervisor or another member of management if you are going to be either absent or tardy
• Alternate work arrangements such as telecommuting or working from home are not permitted by Lone Star National Bank

LSNB is an Equal Opportunity/Affirmative Action Employer and does not discriminate in the recruitment, hiring, and conditions of employment on the basis of race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, marital status, disability, age, veteran status, or any other status as protected by applicable laws.

Management reserves the right to change this position description at any time according to business needs.