Personal Banker: Elevate Client Relationships & Cross-Sell

Citi; Santa Clara (CA); On-site; USD 61,000 - 86,000; Full time

Benefits offered by this job

Medical, dental & vision

401(k)

Paid time off

Wellness programs

Job summary

Citi in Santa Clara, CA, seeks a Personal Banker SAFE Act, entry-level to support sales and service activities in coordination with the customer service team. The role aims to foster strong relationships with individual clients and help grow sales through cross-selling treasury and related products.

Responsibilities include assisting with loan requests under $250K, building COI/MGM referrals, coaching branch staff on products, and ensuring compliance with Citibank policies.

Qualifications

• 0-2 years of relevant experience
• Previous banking, retail, or sales experience preferred
• Knowledge of Smart Banking tools and technologies
• NMLS registration; Safe Act compliant
• Consistently demonstrates clear and concise written and verbal communication skills

Responsibilities

• Work with business credit requests less than $250K, recognize/refer larger lending opportunities and cross sell treasury and related small business products
• Build referral business opportunities through Centers of Influence (COIs) and the Member Get Member (MGM) Program
• Assist in strategies to grow the small business client and implement appropriate sales plans to target Book of Business customers
• Deliver client services/outbound calls/inbound calls to acquire new relationships and deepen existing relationships through the cross-sell of relevant products and services while delivering remarkable client experience
• Provide Tellers and other branch staff with coaching and guidance on products and special programs, identifying client needs, and providing appropriate referrals
• Recognize transaction needs of clients, educate clients on all service and digital channels and leverage technology/ marketing tools available to uncover opportunities, and present product offers/financial solutions
• Understand and comply with Citibank policies, standards and procedures
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Skills

Customer service

Sales

Communication

Smart Banking tools

NMLS registration

Safe Act compliant

Education

Bachelor's Degree/University degree or equivalent experience

Job description

Citi in Santa Clara, CA, seeks a Personal Banker SAFE Act, entry-level to support sales and service activities in coordination with the customer service team. The role aims to foster strong relationships with individual clients and help grow sales through cross-selling treasury and related products.

Responsibilities include assisting with loan requests under $250K, building COI/MGM referrals, coaching branch staff on products, and ensuring compliance with Citibank policies.