Personal Banker

US Lawns; Twin Falls (ID); Hybrid; USD 42,000 - 62,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

FSA

401(k)

Employee Stock Ownership Plan

Paid Vacation

Sick Time

Life Insurance

Long-term Disability Insurance

Job summary

The Personal Banker role at D.L. Evans Bank in Twin Falls, Idaho, provides frontline sales and service, welcoming customers and identifying financial needs.

The banker serves as a backup teller and supports loan processing, account openings, and daily banking operations. Responsibilities include presenting bank services, resolving customer questions, processing deposits and withdrawals, and referring clients to Investment Services and Mortgage Lending to help meet financial goals.

Qualifications

• Must be at least 18 years old.
• High school diploma or GED required.
• Customer service experience, including cash handling, required.
• Banking experience preferred.
• Knowledge of bank operations, policies, and procedures preferred.
• Able to operate related computer applications and business equipment (adding machine, typewriter, copy machine, coin/money counting machines, telephone, scanner, branch capture machine).
• Professional appearance, dress, and attitude.

Responsibilities

• Represents the Bank in a courteous and professional manner.
• Verifies transactions and monitors deposits, ensuring accuracy.
• Maintains security of the work area and cash handling.
• Resolves customer questions promptly.
• Keeps customer account information private.
• Directs calls and relays messages as appropriate.
• Maintains and updates account information and documentation.
• Presents and explains Bank services to customers and assists in meeting financial needs.
• Opens and closes accounts by collecting information and entering data.
• Gathers loan information and processes preliminary documentation for loans.
• Operates teller terminal and balances cash at end of day.
• Seeks opportunities to refer products and services for increased business.
• Enters loan information into approval systems.
• Assists in servicing loans (payments, payoffs, extensions, etc.).
• Explains loan approvals/denials clearly to customers.
• Coordinates loan closings and disclosures.
• Supports other area personnel as needed.
• Keeps management informed of activities and issues.
• Completes special projects.

Skills

Customer service

Cash handling

Banking experience

Bank operations knowledge

Office equipment proficiency

Professional appearance

Education

High school diploma or GED

Tools

Adding machine

Typewriter

Copy machine

Coin counting machines

Money counting machines

Telephone

Scanner

Branch capture machine

Job description

Job Description

The Personal Banker is responsible for acquiring new consumer and small business customers and expanding relationships with existing customers. He or she serves as a proactive member of the branch team as the initial sales and service contact for new and existing customers. The Personal Banker recognizes complex product and financial services opportunities as well as refers to Investment Services, the Residential Mortgage Lending Department, and commercial banking to help customers achieve their financial goals and the team to achieve business goals. He or she serves as a backup-teller and performs a variety of functions in paying and receiving as well as serving as a backup-loan assistant performing a variety of functions in preparing and filing documents, tracking insurance, maintaining loans as needed, and reviewing loan applications to verify completeness.

Qualifications

• Must be at least 18 years old
• High school diploma or GED required
• Customer service experience, including cash handling, required
• Banking experience preferred
• Knowledge of bank operations, policies, and procedures preferred
• Able to operate related computer applications and business equipment, including adding machine, typewriter, copy machine, coin and money counting machines, telephone, scanner, and branch capture machine
• Professional appearance, dress, and attitude

Responsibilities

• Represents the Bank in a courteous and professional manner
• Verifies transactions, monitors deposit amounts, examines documents for proper endorsement and negotiability, and detects and resolves discrepancies promptly
• Maintains security of assigned work area, places cash in teller drawer, and locks all drawers when leaving work area
• Ensures that customers' requests and questions are promptly resolved
• Maintains privacy of customer account information
• Directs calls to appropriate person/department as necessary and records and relays messages as appropriate
• Performs file maintenance and account changes as needed, such as address changes, etc., and stays up to date on pending documentation, such as verifying accounts opened by other branch personnel
• Presents and explains Bank services and products to customers and assists in meeting their financial needs
• Opens and closes accounts by obtaining information from the customer and entering into the computer system
• Interviews, takes applications, gathers information, and processes preliminary documentation on loan requests
• Operates teller terminal, processes assigned cash and transactions, and balances at end of day
• Seeks opportunities to refer products and services for increased business to the Bank
• Enters loan information into automated software approval systems
• Assists in servicing loans by processing such items as payments, payoffs, problem loan workout arrangements, loan draws, address changes, payment extensions, collateral releases, and payment due date changes
• Advises customers of loan approval or denial and explains loan denials precisely and clearly to customers
• Coordinates and processes loan closings and ensures loan documents are explained and acknowledged with customers and all disclosures are provided
• Helps other area personnel as required
• Keeps management informed of area activities and any significant problems or concerns
• Completes special projects as assigned

Company Description

D.L. Evans Bank is a community bank and has been since 1904. For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fostering a working environment for our employees dedicated to teamwork and excellent customer service. If you are a dynamic and customer-driven individual, whether an experienced banker or just beginning your career,

D.L. Evans Bank is an Equal Opportunity Employer - veterans/individuals with disabilities. VEVRAA Federal Contractor. EOE/AA/Vets/IWD.

Benefits

• Medical Insurance
• Dental Insurance
• Vision Insurance
• FSA
• 401(k)
• Employee Stock Ownership Plan
• Paid Vacation
• Sick Time
• Life Insurance
• Long-term Disability Insurance