Personal Banker

First Bank; Flemington (NJ); On-site; USD 46,000 - 69,000; Full time

Job summary

Join a leading banking institution as a Personal Banker, where you will deliver exceptional customer experiences and provide tailored banking solutions. This role involves assisting clients with transactions, promoting bank products, and building strong customer relationships to achieve branch goals. Ideal candidates possess experience in financial services and a commitment to customer service excellence.

Benefits

Medical insurance

Vision insurance

401(k)

Qualifications

• Two or more years of related experience in Financial Services industry.
• Basic knowledge of retail product philosophy and procedures.
• Strong verbal and written communication skills.

Responsibilities

• Assist customers with teller transactions and sales.
• Provide solutions based on customer needs.
• Maintain confidentiality in handling customer and bank information.

Skills

Customer service

Effective selling

Interpersonal skills

Communication skills

Education

High school diploma/GED

Job description

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The Personal Banker will be responsible for assisting customers in a dual role function. The role is responsible for providing an exceptional in-branch customer experience by handling every customer need including teller transactions, sales and service. Utilizing a needs-based selling approach, the Personal Banker will provide solutions based on customer needs and how they like to conduct their banking. In addition this position will be responsible for referrals to the other lines of business to meet the customer's financial needs. The Personal Banker will work with the branch team and partners to attain the branch strategic goals.

Duties & Responsibilities:

1. Personal Bankers are responsible for offering and selling bank products and services to both consumer and small business customers. Including, but not limited to: Checking and Savings Accounts, Certificates of Deposit, Individual Retirement Accounts (IRAs). Deposit only business relationship customers with non-lending needs.

2. Operates a teller window regularly to meet the needs of the branch clientele.

3. Provides exceptional customer service while listening for sales opportunities, explains and promotes bank products and/or services to customers and actively participates in referral opportunities.

4. Effectively use sales skills such as: effective listening, identifying needs, expanding and deepening customer relationships, responding to verbal and non-verbal clues, presenting solutions through product benefits, establishing a clear difference, overcoming objections, asking for the business.

5. Follow up with prospects and current customers to promote new products and services and/or thanking customers for existing banking relationship.

6. Actively engage with valued customer relationships to promote growth and retention.

7. Maintains confidentiality in handling customer and bank information.

8. Follows security policies and procedures to prevent bank and customer losses.

9. Resolves customer complaints and escalates appropriately.

10. Maintains a detailed level of knowledge on retail products and services.

11. Works collaboratively with the branch team to achieve customer sales and service objectives.

Qualifications

• High school diploma/GED
• Two or more years of related experience in Financial Services industry
• Basic knowledge of retail product philosophy, policy, procedures, documentation and systems
• Thorough knowledge of all retail products and services
• Proven customer service and interpersonal skills
• Effective selling and referral skills
• Strong verbal and written communication skills
• Ability to work a schedule that includes Saturdays

First Bank is an EEO/AA Employer, M/F-Disabled-Veteran and LGBTQ+ can apply to our company for employment opportunities.

Seniority level

• Seniority level

  Entry level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Banking and Financial Services

Referrals increase your chances of interviewing at First Bank by 2x

Inferred from the description for this job

Medical insurance

Vision insurance

401(k)

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