Personal Banker

Southern Bank; Dexter (MO); Sur place; USD 32 000 - 42 000; Plein temps

Résumé du poste

Southern Bank in Dexter, MO is seeking a Personal Banker to enhance customer relationships, assist with transactions, and identify referral opportunities. You will welcome clients in the lobby, guide them to the right services, and support cross-selling to achieve branch goals.

You will open accounts, resolve issues, and educate customers on digital channels while representing the bank's values and regulatory standards in daily interactions.

Qualifications

• Demonstrated positive and helpful attitude toward customers
• Good interpersonal communication and ability to speak clearly with customers and colleagues
• Good computer skills and basic banking knowledge
• Excellent customer service skills and a professional demeanor

Responsabilités

• Develops new customer relationships and retains existing ones through cross-selling to meet personal and branch goals
• Participates in welcoming lobby experiences and guides customers to appropriate team members
• Takes ownership of the customer experience, helps with opening accounts, cross-sells products and resolves issues
• Builds relationships through frequent customer interactions and proactive outreach for satisfaction
• Educates customers on using access channels and digital banking tools
• Engages in community events and outreach to raise branch visibility and drive business
• Assists with branch operations, including handling transactions and maintaining security procedures
• Maintains knowledge of bank policies, regulatory requirements and product offerings

Connaissances

Positive attitude

Interpersonal skills

Communication skills

Computer skills

Customer service

Formation

High school diploma or equivalent

Description du poste

Primary Purpose Of Job

This position is the focal point in the branch for sales, service and/or referral opportunities in support of the overall branch goals and striving to make lifelong relationships with our customers. This position services existing customers and assists customers with transactions. As part of a team, Personal Bankers will play a vital role in living our commitment to the highest ethical standards and maintain the values trusted by our customers and communities.

EXPECTATIONS OF ALL SOUTHERN BANK TEAM MEMBERS

• Southern Bank team members are a family, rooted in the communities we serve and working together to be the best in our industry, utilizing innovative ideas and strong products. The Southern Bank Patch illustrates these ideals.
• Ensures the confidentiality of customer non-public personal information and secures information systems to comply with bank regulations.

Essential Functions And Performance Areas

• Develops new customer relationships and/or retains and expands existing relationships by proactively identifying customer opportunities utilizing fundamentals of cross-selling to achieve personal and branch goals;
• Participates in a welcoming lobby experience, working with or directing customers to an appropriate team member based upon their identified needs and encourages utilization of products when necessary;
• Takes ownership of the customer experience, including opening accounts, cross-selling other products and resolving issues as appropriate;
• Builds new customer relationships through frequent interactions with customers; proactively contacts customers to ensure customer satisfaction;
• Proactively educates customers on utilizing available access channels;
• Actively participates in business development opportunities (e.g. phone out-reach, community events or groups, meetings with local businesses) to establish visibility in the community and drive business to the branch;
• Assists in resolving difficult customer situations effectively, while delivering friendly customer service and ensuring the highest level of customer satisfaction;
• Maintains thorough knowledge of bank policy and procedures required, including but not limited to processing retail and commercial transactions, ATM/ITM settlement, night depository, vault cash, safe deposit, opening/closing procedures, ordering cash, and preparation of cash for shipment and receipt of cash shipment;
• Maintains thorough knowledge of bank regulatory requirements included but not limited to Bank Secrecy Act, Regulation CC, Regulation E, Customer Privacy and Information Security;
• Maintains proficiency in all bank products and services throughout all delivery channels including; but not limited to, deposit products and electronic services as well as loan products;
• Maintains trustworthiness, character, professionalism, confidentiality and honesty in dealing with internal or external customers;
• Adheres to Southern Bank Telephone Standards, supporting a favorable environment for open communication and addresses concerns or problems in an open manner;
• Maintains attendance with the ability to work a schedule that may include working overtime, nights, weekends and holidays;
• May be asked to assist at various branches across Southern Bank’s footprint; and,
• Completes and performs any other duties as assigned.

Qualifications

KNOWLEDGE, SKILLS AND ABILITIES

• Demonstrated positive and helpful attitude toward both internal and external customers;
• Good interpersonal communication skills, including the ability to use effective communication skills, understand procedures, and speak clearly to customers, employees and supervisors;
• Good computer skills; and,
• Excellent customer service skills.

Education, Training And Experience Requirements

• High school diploma or equivalent.

CORE COMPETENCIES

• Family & Trust: Southern Bank team members build relationships based on trust and mutual respect, maintain an inclusive and honest environment and uphold integrity and transparency in all interactions.
• Rooted & Service: Southern Bank team members are committed to serving customers, communities and teams with purpose, professionalism, and respect, while effectively communicating and actively listening to meet their needs.
• Innovation & Strength: Southern Bank team members foster collaboration and continuous improvement, encourage visionary thinking, and strive for excellence to drive the organization forward.
• Building Customer Loyalty: Effectively meeting customer needs; building productive customer relationships; taking responsibility for customer satisfaction and loyalty.
• Applied Learning: Assimilating and applying new job-related information in a timely manner.
• Quality Orientation: Accomplishing tasks by considering all areas involved, no matter how small; showing concern for all aspects of the job; accurately checking processes and tasks; being watchful over a period of time.