Personal Banker

First Bank; Del Mar (CA); On-site; USD 40,000 - 70,000; Full time

Job summary

An established industry player is seeking a Banking Specialist III with a strong sales focus. In this dynamic role, you will be responsible for expanding client relationships and driving branch profitability by providing tailored banking solutions. Your expertise in sales and customer service will be essential as you work towards achieving individual and branch goals. This position offers a unique opportunity to engage with clients, assist with their banking needs, and contribute to community service initiatives. If you are passionate about helping clients and thrive in a sales-driven environment, this role is perfect for you.

Qualifications

• 24 months of sales and/or banking experience preferred.
• NMLS registry required for loan applications.

Responsibilities

• Expand client relationships and provide solutions using bank products.
• Drive branch profitability and client satisfaction through excellent service.

Skills

Sales Skills

Customer Service Skills

Analytical Skills

Communication Skills

Education

High School Diploma or Equivalent

Tools

PC

Job description

Banking Specialist III -- Sales Focus

This position, Banking Specialist III, may be called by many other names: New Accounts Representative, Personal Banker, Financial Service Representative, etc. At First Bank, we choose to call you a "specialist" because that is what you are! Individuals in this position are well-versed in both operations and sales functions in a retail branch.

What You Will Be Doing

• Expanding current client relationships and building new client relationships by understanding their needs and providing solutions via the use of all appropriate product features available across all bank product lines.


• Expanding the use of alternative delivery systems by explaining the merits of other systems such as Online Banking System, Online Bill Pay, ATM network, Debit Card, Mobile Banking, and Client Contact Center.


• Working towards achievement of branch and individual sales and referral goals.


• Working to retain existing client relationships and obtain new relationships by conducting calls on maturing accounts, following up on leads, referrals and other prospecting opportunities.


• Going on business calls with Branch manager, merchant representatives, and/or business development officers. Assists in initiating sales and business calls on their own.


• Driving branch profitability and client satisfaction by getting to know clients and encouraging their consideration of other Bank products where they may benefit the client.


• (In-Store branches) Should cultivate relationship with retail store associates.


• Increasing sales and cross-sell opportunities by participating in sales events such as in-aisle sales (where applicable), internal/external events, out bound calls, and promotional activities.


• Contributing to the Bank's efforts in reaching and surpassing its Community Reinvestment Act goals by participating in community service activities.


• Drives individual, branch and Bank growth by working with management to define sales strategies necessary to meet sales and referral goals.


• Providing excellent client service by accurately and expeditiously opening new accounts and other products for current clients and new clients to the Bank. Provides maintenance on accounts and products when requested and authorized by the client. Quotes rates, terms and fees on all products and services and provides necessary disclosures as required (NMLS registration required).


• Identifying borrowing needs and originating consumer loan applications. Assists in the processing of loan applications and closing. Must be NMLS Registered.


• Helping commercial and small business clients/prospects with product questions, account support and various other tasks.


• Assisting with wire transfers and other operational duties, as needed.

• High School Diploma or Equivalent


• Minimum of 24 months of sales and/or banking experience preferred


• NMLS registry required


• Proven sales skills


• Good analytical skills


• Developed customer service skills, including written and verbal communication


• Ability to use a PC and alpha/numeric keyboard


• Flexible work week schedule