Payments Technical Architect - Sr Manager

Accenture; Chicago (IL); On-site; USD 122,000 - 262,000; Full time

Job summary

A consultancy firm is seeking an experienced Payments Technical Architect to design and optimize payment solutions for clients. The ideal candidate will lead payment modernization efforts, collaborating with stakeholders to ensure security and scalability in payment systems while delivering technical leadership throughout the client lifecycle.

Qualifications

• 5+ years of consulting experience.
• Proven experience as a Technical Architect in payments.
• Deep understanding of payment systems, gateways, and protocols.

Responsibilities

• Lead go-to-market strategy for payments modernization.
• Design end-to-end payment solutions ensuring scalability and security.
• Collaborate with clients to define and deliver payment solutions.

Skills

Consulting experience

Payment systems knowledge

Technical leadership

Stakeholder management

Proficiency in encryption standards

Education

Bachelor's degree in Computer Science, Engineering or related field

Tools

AWS

Azure

GCP

Job description

Overview

We are seeking an experienced Payments Technical Architect to design, implement, and optimize payment solutions for our clients with a key focus on modernization and embedded payments. The ideal candidate will define technical architectures, ensure scalability, security, and compliance, and collaborate with stakeholders to align payment systems with business goals. This role covers the full client lifecycle, from providing insights to proposing projects and supporting consulting end-to-end engagements.

Responsibilities

• Lead and execute Accenture’s go-to-market strategy for payments modernization
• Leverage modern architecture and engineering to design end-to-end payment solutions for commercial and retail banks, networks, and payment processors, ensuring scalability, reliability, and security
• Collaborate with senior client business and technical teams (CIO, CTO, LOB leaders) to sell, define and deliver payment solutions that meet complex needs and comply with industry standards
• Evaluate and integrate payments APIs and third-party service providers (e.g., Finacle, FIS, TSYS, Finastra, Fiserv, Volante, etc.)
• Ensure compliance with regulatory frameworks and other relevant standards
• Optimize payment processes for cost efficiency, reduced latency, and enhanced user experience
• Provide technical leadership during system migrations, upgrades, or integrations with new payment platforms
• Develop documentation and maintain best practices for payment architecture and integrations
• Lead the resolution of technical issues related to payment systems
• Stay updated on the latest trends such as CBDC and GenAI, tools, and technologies in the payments domain

Required

• Consulting experience (preferably 5+ years) - Bachelor’s degree in Computer Science, Engineering, or a related field
• Proven experience as a Technical Architect or similar role in payments or financial services
• Deep understanding of payment systems, gateways, and protocols (e.g., ISO 20022, Open Banking, SWIFT CBPR+, NACHA, FedWire, ISO 8583)
• Strong knowledge of tokenization and encryption standards
• Experience with modern architecture and engineering practices (e.g., Domain Driven Design, Event Driven Architecture)
• Experience with cloud platforms (AWS, Azure, GCP) and microservices architecture
• Excellent communication and stakeholder management skills

Preferred

• Experience with platforms and payment orchestration layers
• Knowledge of fraud prevention technologies and tools
• Experience with real-time payment systems (e.g., RTP, FedNow)
• Certifications in cloud architecture or payments (e.g., AWS Solutions Architect, Certified Payments Professional)

Compensation and Location

Compensation at Accenture varies depending on a wide array of factors. Accenture provides a reasonable range of compensation for roles that may be hired in California, Colorado, District of Columbia, Illinois, Maryland, Minnesota, New Jersey, New York or Washington as set forth below. Applications are accepted on an on-going basis with no fixed deadline to apply. Information on benefits is here: https://www.accenture.com/us-en/careers/local/total-rewards

Role Location Annual Salary Range

• California $132,500 to $302,400
• Colorado $132,500 to $261,300
• District of Columbia $141,100 to $278,200
• Illinois $122,700 to $261,300
• Minnesota $132,500 to $261,300
• Maryland $132,500 to $261,300
• New York/New Jersey $122,700 to $302,400
• Washington $141,100 to $278,200

Accommodation and Equal Opportunity

Requesting an Accommodation: Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances. If accommodation is needed to perform essential functions, participate in the recruitment process, or for ongoing employment, please contact us as described in the posting.

Equal Employment Opportunity Statement: We believe that no one should be discriminated against because of differences. All employment decisions are made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis protected by law. Our diversity makes us more innovative and competitive.

Other Employment Statements: Applicants must have work authorization in the United States without sponsorship now or in the future. Candidates currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. A criminal conviction history is not an absolute bar to employment. Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities.

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