Part-Time Universal Banker

Ridgewood Savings Bank; New York (NY); On-site; USD 31,000 - 37,000; Part time

Job summary

Ridgewood Savings Bank in New York seeks a Part-Time Universal Banker to provide savings bank services to new and existing customers in a manner consistent with regulations and bank policy and procedures.

The role involves promoting bank products, handling account openings, processing transactions, and delivering exceptional customer service while ensuring accuracy and compliance with internal controls.

Qualifications

• High School Diploma or equivalent.
• Banking experience preferred or relevant experience equivalent to a year.
• Above average verbal and written communications skills preferred.

Responsibilities

• Promotes the sale of bank products and services to customers to maximize banking relationships.
• Responds to customer requests and processes banking service requests.
• Opens accounts with CIP verification and Regulation DD disclosures.
• Processes transactions and balances daily; checks documentation for accuracy to deter fraud.
• Orders ATM/Debit cards and ensures correct delivery details.
• Performs clerical tasks and updates account information in the core system.
• Follows shred procedures to comply with Regulation P.
• Assists with training of teller trainees.

Skills

Verbal & written communication

Basic math

PC proficiency

Microsoft Office

Education

High School Diploma or equivalent

Banking experience or 1 year equivalent

Tools

Microsoft Office

Job description

Description

Estimated starting salary is $22.17-$26.97 per hour.

The Part-Time Universal Banker role will provide savings bank services to new and existing customers in an efficient and reliable manner consistent with government regulations and bank policy and procedures

Skills Requirements:

• Above average verbal and written communications skills preferred.
• Basic math skills
• Proficient with the use of a Personal Computer
• Basic knowledge of Microsoft Office.

Education & Experience Requirements:

• High School Diploma or equivalent.
• Banking experience preferred or relevant experience equivalent to a year.

Duties and Responsibilities Include:

• Promotes the sale of Bank products and services to customers through our internal sales process in order to maximize banking relationships.
• Responds to customer requests by answering questions regarding service, products, and account information and processing requests for various banking services.
• Processes the opening of accounts by collecting and verifying identification as required by the Customer Identification Program in accordance with BSA. Ensures customer receives appropriate disclosures in accordance with Regulation DD.
• Processes transactions including the closing of accounts and executes changes following established procedures. Deters fraud by checking validity of all documentation received from customers, examining and collecting pedigree information, examining checks for endorsements. Verifies appropriate hold codes and other information such as dates, bank names, and the legitimacy and/or negotiability of all items received.
• Orders ATM and Debit MasterCards for customers through core system, ensuring correct information for appropriate delivery and to mitigate risk.
• Performs clerical tasks assigned by Branch Management Team and Head Teller including filing, locating account records, scanning of work, and updating account information on the core system.
• Adheres to current shred procedures to be compliant with Regulation P.
• Analyzes and rectifies customer concerns through satisfactory verbal and written communications by following established procedures.
• Performs follow-up phone calls to customers to ensure exceptional level of service and all pending items received.
• Acquires comprehensive knowledge of the products and services offered by the bank in order to provide accurate and relevant information to customers.
• Verifies accuracy of monetary transaction by employing basic math skills and utilization of a calculator.
• Processes various customer transactions through effective use of the Bank’s core operating system and cash dispenser.
• Balances daily by counting cash, adding checks, listing transaction totals, and various ledger items. Additionally, identifies and corrects transaction errors when debits and credits do not balance.
• Ensures regulatory compliance by applying bank policies and procedures when processing transactions.
• Performs scanning of checks and ensures proper bank endorsement in order to receive accurate credit and settlement in accordance with Regulation CC.
• Sells currency as necessary to management in order to mitigate risk and be compliant with set cash limit.
• Assists with training of new teller trainees, by demonstrating and teaching appropriate transaction processing, observing and correcting the trainees as they perform transactions, and assisting them in preparing to open their own teller box.

Equal Opportunity Employer
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