Paraplanner

The LifeWealth Group; Florida; On-site; USD 70,000 - 100,000; Full time

Job summary

The LifeWealth Group is seeking a Financial Planner to bridge clients, support teams and advisors. You will handle technical financial planning, investment management, and client relations, potentially supervising associates and coordinating with senior advisors.

You will work under Lead/Senior Advisors, with licensing and experience enabling direct client work and ongoing book management where assigned.

Qualifications

• Bachelor’s degree in Finance or Economics.
• Pursuit or Active Series 7, 63, 65/66 licenses.
• Pursuit or Active FL 215 (Life/Health/Variable) license.
• 2+ years of experience in Financial Planning.
• Leadership experience is a plus.
• Pursuit or Active CFP is a plus.
• Experience with Securities, Financial Planning, Investments and Insurance.
• Experience with Custodian Platforms (Fidelity, Schwab, TD, etc.).
• Familiarity with CRM systems and regulatory requirements.

Responsibilities

• Engage clients to understand needs, objectives and goals.
• Provide guidance on technical financial planning and investment needs.
• Analyze information and select best solutions for client or operational issues.
• Manage client data in CRM, planning software, and investment tools according to procedures.
• Maintain up-to-date client accounts and translate information for colleagues.
• Supervise back-office activities and ensure compliant processes.

Skills

Communication skills

Microsoft Office

Regulatory knowledge

Google Apps

MS 365

CRM experience (FIRM)

Custodian platforms

Education

Bachelor's degree in Finance or Economics

Series 7, 63, 65/66 licenses

Florida Life/Health/Variable license FL 215

CFP certification (active or pursuit)

Tools

FIRM CRM

Job description

The Financial Planner at The Lifewealth Group is an integral part of our team serving as the true connection between our clients, support team, and advisors. This great communicator, influencer and enthusiastic person will support the vision, positive culture, and team spirit.

The Financial Planner provides technical financial planning and investment management work, either under the management of higher-level professionals or on their own. They usually work with other professional planners in the firm and are under the supervision of a Lead Advisor and/or Senior Advisor and have decision making abilities on client plans, investment processes and procedures, operational processes and procedures and client affairs. The Financial Planner supports the Lead Advisors by acting as Associate Advisors in a client meeting, taking notes, navigating software, doing downloads and follow-up emails after the meetings. The Financial Planner may also be assigned a book of business to serve, maintain the assets and grow through new opportunities and referrals.

They have obtained the proper licensing and experience to work directly with clients. They primarily perform supervisory functions to lower-level professionals and oversee the back office, support functions to higher level professional advisors relating to ensuring client satisfaction is at the highest level. The primary responsibility is managing a group of client relationships and other employees under their supervision to carry out the best client service.

II. ESSENTIAL RESPONSIBILITIES

Client and Advisory Engagement

• Communicating with clients to understand needs, objectives, goals, concerns, and planning tools; communicating and representing client with those outside the organization, and other external sources to carry out the goals of client service. Ensures phones and visitors are answered promptly and professionally
• Provide guidance and expert advice to management, client, or other groups outside the organization on technical financial planning and investment planning needs, systems, or process-related topics.
• Analyzes information and evaluating results to choose the best solution to solve client or operational problems and being accountable and held responsible for those decisions.
• Ensures the compiling, coding, categorizing, calculating, tabulating, auditing, reconciling, downloading, and verifying of client data in the organizations’ client related software programs, including CRM’s, Financial Planning Software, Investment Management software, and other related or connected programs is completed according to procedure.
• Observing, receiving, and otherwise obtaining information from all relevant sources to make sure client accounts are up to date. Translating or explaining what information means and how it can be used by other professionals.
• Identifies concerns, problems or opportunities within client accounts or households and notifying, updating, or correcting the client information prior to it becoming a problem for the more professional advisors or the relationship with the client.
• Identifies information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events, in the relationship and the data of the clients.
• Uses relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.
• Analyzes client information and evaluating results to choose the best solution and solve problems.
• Utilizes the ability to add, subtract, multiply, or divide numbers quickly and correctly. The in-depth understanding of time value of money: present value, future value, annuity payments, internal rate of return and compounding interest.
• Engage and prepare client onboarding requirements with financial planning software
• Update CRM with client data and work through client process
• Communicating with appropriate team members the action items as a result of a prospect / client meeting and delegating work to back office.
• Preparing and communicating meeting recap to client.

III. POSITION SPECIFICATIONS

Experience and Education:

• A bachelor’s degree in relevant fields of study: Finance, Economics, etc.
• Pursuit or Active Series 7, 63, 65/66
• Pursuit or Active FL 215 (Life/Health/Variable) license
• 2+ years of experience in Financial Planning
• Leadership experience - Plus
• Pursuit or Active CFP - Plus
• Experience with Securities, Financial Planning, Investments and Insurance required
• Experience working with various Custodian Platforms (Fidelity, Schwab, TD, etc.)

Skills and Knowledge:

• Excellent communication skills (verbal, written and listening)
• Proficient in Microsoft Office Suite required
• Proficiency in FIRM CRM preferred
• Knowledge of Broker Dealer and Investment Advisory Regulations a plus
• Proficient in Google Apps / MS 360 / etc.
• Demonstrates personal integrity, honesty and is able to deal with confidential information on a daily basis.
• Ability to deal with stress in an ever-changing investment market and financial services
• Excellent time management and strong organizational skills, and ability to prioritize multiple tasks and anticipate potential problems.