P&C Underwriter - Risk Specialist

Mercor; San Francisco (CA); Hybrid; GBP 63,000 - 104,000; Full time

Benefits offered by this job

Paid weekly via Stripe Connect

Job summary

Mercor is seeking a Multiline P&C Underwriter on a remote contract basis. The role pays $80/hour and requires 20–40 hours per week, with immediate start and weekly payments.

The candidate will shape underwriting scenarios, assessments, and model guidance for AI training, while ensuring high accuracy and compliance with guidelines. Ideal candidates bring 2+ years of P&C underwriting experience across personal lines, commercial property, or professional liability, and familiarity with the

Qualifications

• 2+ years of professional P&C underwriting experience.
• Experience underwriting major segments including personal lines, commercial property, and professional liability.
• Understanding of the underwriting lifecycle from submission to nonrenewal.
• Ability to explain how account characteristics and market conditions affect decisions.
• Strong written reasoning, risk judgment, and attention to detail.
• Ability to separate underwriting decisions from claims handling and brokerage advice.

Responsibilities

• Design underwriting scenarios for new business, renewals, exposure analysis, and risk-improvement needs.
• Create underwriting assessments, quote rationales, and declination explanations.
• Write reference responses to guide AI model outputs at experienced underwriter level.
• Grade AI outputs against rubrics for technical accuracy and guideline adherence.
• Identify unsupported assumptions and inappropriate acceptance/declination in AI outputs.
• Provide feedback to the research team to improve model behavior.

Skills

P&C underwriting

Personal lines

Commercial property

Professional liability

Education

CPCU

AU

ARM

Job description

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark, General Catalyst, Peter Thiel, Adam D'Angelo, Larry Summers, and Jack Dorsey.

Position

Position: Multiline P&C Underwriter
Type: Contract
Compensation: $80/hour
Location: Remote
Commitment: 20–40 hours/week

Role Responsibilities

• Design realistic underwriting scenarios involving new business, renewals, exposure analysis, and risk-improvement requirements.
• Create underwriting assessments, quote rationales, and declination explanations to support model training.
• Write "golden" reference responses at experienced underwriter quality to guide AI model outputs.
• Grade AI-generated responses against structured rubrics for technical accuracy and adherence to guidelines.
• Identify unsupported assumptions and inappropriate acceptance or declination decisions in AI outputs.
• Provide written feedback to the research team to improve model behavior and performance.

Qualifications

Must-Have

• 2+ years of professional P&C underwriting experience.
• Experience underwriting major segments like personal lines, commercial property, or professional liability.
• Understanding of the underwriting lifecycle from submission to nonrenewal.
• Ability to explain how account characteristics and market conditions affect underwriting decisions.
• Strong written reasoning, sound risk judgment, and high attention to detail.
• Ability to separate underwriting decisions from claims handling and brokerage advice.

Preferred

• CPCU, AU, ARM, or comparable insurance designation.
• Multiline underwriting authority.
• Experience with E&S, MGA/MGU, Lloyd's, or program-business.
• Catastrophe-exposed property or high-severity casualty experience.
• Experience with small commercial, middle-market, national-account, or high-net-worth segments.

Start Date

• Immediate; applications reviewed on a rolling basis.

Compensation & Legal

• Hourly contractor, Paid weekly via Stripe Connect.