P&C Claim Representative III

Davies Group; Baltimore (MD); On-site; USD 71,760 - 77,250; Full time

Benefits offered by this job

Medical, dental, and vision plans

401(k) plan with employer matching

Discretionary Time Off

Paid holidays

Life insurance and disability coverage

Job summary

The Davies Group in Baltimore is seeking a P&C Claim Representative III to independently manage a high-volume caseload of complex claims. The ideal candidate will have strong negotiation skills and experience in handling automobile liability, property damage, and bodily injury claims.

This role offers opportunities for personal growth and development within the claims field, alongside offering a robust benefits package including medical, dental, and a 401(k) with matching.

Qualifications

• Minimum of 2 years of experience with a bachelor's degree in relevant claims.
• Minimum of 4 years of experience in claims handling without a degree.
• Prior experience managing high-volume caseloads preferred.

Responsibilities

• Investigate, evaluate, negotiate, and resolve claims.
• Manage 150-175 claims from transit operations.
• Analyze liability and damages to determine resolutions.

Skills

Automobile liability claims handling

Negotiation skills

Conflict resolution

Time management

Detail-oriented

Communication skills

Education

Bachelor's Degree

High School Diploma

Tools

Claims management systems

Microsoft Office

Job description

P&C Claim Representative III

Department: Claims Administration & Adjusting

Employment Type: Permanent - Full Time

Location: Baltimore, MD

Reporting To: Chris Lewis

Compensation: $71,760 - $77,250 / year

Description

We are seeking an experienced Property & Casualty Claims Representative III to investigate, evaluate, negotiate, and resolve complex property damage and bodily injury claims arising from transit operations. This role is responsible for independently managing a high-volume caseload while delivering exceptional service, maintaining regulatory compliance, and driving timely claim resolution.

The Property & Casualty Claims Representative III is an advanced-level claims professional responsible for handling complex automobile liability, property damage, bodily injury, and general liability claims. The successful candidate will independently manage a caseload of approximately 150–175 claim files involving multiple claimants and exposures, with claim values typically reserved at $25,000 or greater.

This role requires strong investigative skills, sound judgment, effective negotiation abilities, and experience handling higher‑severity liability claims through resolution.

Key Responsibilities

• Independently investigate, evaluate, negotiate, and resolve automobile liability, property damage, bodily injury, and general liability claims.
• Manage an active caseload of approximately 150–175 claims arising from transit operations.
• Analyze coverage, liability, causation, and damages to determine claim exposure and appropriate resolution strategies.
• Conduct claimant, witness, and insured interviews to obtain facts and complete investigations.
• Review accident reports, medical records, repair estimates, photographs, and other supporting documentation.
• Establish, maintain, and adjust reserves in accordance with company and client guidelines.
• Negotiate settlements with claimants, attorneys, vendors, and other parties involved in the claim process.
• Identify and elevate complex or high‑exposure claims as appropriate.
• Coordinate with defense counsel and participate in litigation management activities when necessary.
• Prepare detailed claim summaries, evaluations, and reports for management and clients.
• Maintain timely and accurate claim file documentation and diary management.
• Ensure compliance with all applicable regulations, client requirements, and claims handling standards.
• Deliver high‑quality customer service while maintaining professionalism and empathy during difficult claim situations.
• Perform additional duties and responsibilities necessary to support operational and client service objectives.

Skills, Knowledge & Expertise

• Bachelor's Degree from an accredited college or university preferred; or
• High School Diploma or equivalent with relevant claims handling experience.
• Minimum of 2 years of experience handling automobile liability, bodily injury, property damage, or general liability claims with a bachelor's degree; or
• Minimum of 4 years of experience investigating, evaluating, negotiating, and resolving automobile property damage, bodily injury, and general liability claims.
• Experience handling moderate to complex liability claims with exposure levels typically reserved at $25,000 or greater.
• Prior experience managing high‑volume caseloads preferred.
• Experience within a public sector, transportation, transit, municipality, or TPA environment is a plus.
• Strong understanding of liability claims investigation and evaluation techniques.
• Working knowledge of bodily injury claim handling, damage assessment, and settlement practices.
• Excellent negotiation and conflict resolution skills.
• Ability to analyze complex liability and damages issues.
• Strong organizational and time management skills with the ability to prioritize competing demands.
• Excellent written and verbal communication skills.
  Proficiency with claims management systems and Microsoft Office applications.
• Ability to work independently while maintaining quality and productivity standards.
• Strong attention to detail and sound decision‑making abilities.

Benefits

• Medical, dental, and vision plans to support your health and that of your family
• A 401(k) plan with employer matching
• Time‑off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non‑exempt employees
• Paid holidays
• Life insurance and short‑term and long‑term disability coverage

Compensation Transparency

The salary range listed reflects the full compensation band for this role across all locations. Actual compensation will be based on factors such as skills, experience, qualifications, and geographic location, which may impact the final offer. We share ranges to remain transparent and consistent with pay equity practices.

Background Check & Fair Chance Compliance

Any background check or review of criminal history, if applicable to the role, will be conducted only after a conditional offer of employment and in compliance with applicable federal, state, and local laws, including fair‑chance hiring requirements.

Massachusetts Notice

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.