Outside Real Estate Mortgage Loan Originator; BR 51 - Hoover/Stanford; 6.20.2025

Texana Bank, Inc.; Hoover (AL); Remote; USD 50,000 - 80,000; Full time

Job summary

Texana Bank, Inc. recherche un agent de prêts hypothécaires pour développer son portefeuille et approuver les prêts. Ce rôle implique des interactions directes avec les clients, une bonne connaissance des procédures de prêt, et la capacité de travailler dans un environnement dynamique. Les candidats doivent avoir un diplôme et idéalement une expérience dans le prêt et la vente.

Qualifications

• Diplôme de Bachelor préféré ou expérience de travail équivalente.
• Expérience préalable en prêt souhaitée.
• Capacité à travailler de manière indépendante et en équipe.

Responsibilities

• Augmente le portefeuille de prêts hypothécaires en développant des contacts commerciaux.
• Approuve les prêts hypothécaires en examinant les applications et la documentation.

Skills

Lending Procedures

Sales and Service-Oriented

Organization Skills

Detail Oriented

Analytical Skills

Education

Bachelor's Degree

Tools

MS Office

Mortgage Software

Job description

Remote Worker

Description

JOB SUMMARY: Increases mortgage loan portfolio by developing business contacts; attracts mortgage customers; evaluates, authorizes, or recommends approval of real estate loans; and advises borrowers on financial status and methods of payments. Conducts mortgage loan sales outside of the office, in the field, administering interactions with both potential and existing customers.

ESSENTIAL FUNCTIONS:

• Works within specified limits to approve loans for mortgage customers, and refer loan applications outside those limits to senior management/loan committee for approval.
• Meets mortgage loan operational standards by contributing mortgage loan information to strategic plans and reviews; implements production, productivity, quality, and customer service standards; and resolves problems as needed.
• Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers.
• Approves mortgage loans by examining application and supporting documentation; estimating credit-worthiness; and calculating repayment risk.
• Completes mortgage loans by monitoring collection, verification and preparation of mortgage loan documentation; schedules and completes mortgage loan closing.
• Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; and participating in professional organizations.
• Attends chamber and civic meetings to expand network contacts; work with other mortgage loan officers to contact individuals, realtors and builders.
• Maintains up-to-date knowledge of FHA, VA or conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses on the job training and webinars/seminars.
• Protects bank’s image by keeping mortgage loan information confidential.
• Performs other duties as assigned.

Requirements

PREFERRED EXPERIENCE AND QUALIFICATIONS:

• Bachelor’s degree preferred or equivalent work experience.
• Prior lending experience
• Call Center experience
• Sales and service-oriented
• Proficiency in MS Office and mortgage software
• Comprehension of lending procedures.
• Ability to function independently in a multi-task environment as well as part of a team.
• Ability to analyze information and make informed decisions.
• Strong organization skills and detail oriented.