Onsite Credit Analyst: Lending Impact & Growth

Talentify; Eau Claire (WI); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Health, Vision & Dental

HSA with contributions

Life Insurance

401K with company match

Paid Time Off

Educational assistance

Employee Assistance Program

Job summary

CCFBank in Eau Claire, WI is seeking a Credit Analyst to join our team onsite. You will analyze credit information for current and potential borrowers, determine advisability of credit, assist loan officers, and promote business through customer relations.

The role requires collaboration across departments, attention to risk, and adherence to banking regulations. The position is based in our Eau Claire corporate office with a Monday–Friday schedule and competitive pay.

Qualifications

• Associate’s degree in accounting, finance, or related field.
• One year credit analyst experience.
• Proficient with Microsoft Word, Excel, PowerPoint, and Access.

Responsibilities

• Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
• Gathers data from customers, internal and external sources; prepares spreadsheets and analyzes financial information including financial statements and tax returns; obtains additional information and clarification of data.
• Compiles data from credit bureaus, conducts industry peer comparisons, and performs cash flow analyses and other such tasks and comparisons.
• Obtains sufficient information and/or documentation from banker.
• Verifies collateral and lien position
• Communicates with Ag/Commercial Bankers when working credits, spreads, and ticklers
• Works in conjunction with other departments to process and service loans
• Develops knowledge of financial industry, economy, market conditions, rates, vendors and competition.
• May represent the Bank in various community, civic, and community reinvestment functions to further enhance the Bank’s image and develop additional business.
• Updates and corresponds with special assets department on workouts, bankruptcies, and charge-offs to ensure all possible precautionary actions or measures are taken.
• Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules and regulations; adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position.
• Performs annual reviews on credit portfolio to establish trends ensuring proper risk rating.
• Compile credit action presentation complete with accurate financial data and detailed narrative to aid in the credit decisioning process
• Performs other duties as assigned.

Education

Associate’s degree in accounting, finance, or related field

Tools

Microsoft Word

Microsoft Excel

PowerPoint

Access

Job description

CCFBank in Eau Claire, WI is seeking a Credit Analyst to join our team onsite. You will analyze credit information for current and potential borrowers, determine advisability of credit, assist loan officers, and promote business through customer relations.

The role requires collaboration across departments, attention to risk, and adherence to banking regulations. The position is based in our Eau Claire corporate office with a Monday–Friday schedule and competitive pay.