On-Site VP: Senior Credit Underwriter & Portfolio Risk

Patriot-Bank,-N.a.; Stamford (CT); On-site; USD 120,000 - 170,000; Full time

Job summary

Patriot Bank in Stamford, CT on-site, seeks a Senior Credit Administrator to lead originating-support, independent underwriting, and portfolio risk across HNW, CRE, and C&I lending. You will produce timely credit analyses and memos, structure bank-safe terms and covenants, and collaborate with RMs, Credit Admin, and Loan Operations to close loans.

The ideal candidate has 5+ years in progressive credit underwriting and portfolio management, with a Bachelor’s in Finance, Economics, or related

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics or related field.
• 5+ years in progressive commercial credit underwriting and portfolio management.
• Strong analytical and written/oral communication skills.

Responsibilities

• Underwrite HNW, CRE, and C&I credits with cash-flow, collateral, and risk analysis.
• Produce detailed credit memos with 3 sources of repayment and risk mitigants.
• Present credit packages to internal committees and obtain approvals.
• Monitor portfolio risk, covenant compliance, and performance.
• Mentor junior staff and contribute to policy and model enhancements.

Skills

Credit underwriting

Portfolio management

Financial analysis

Risk assessment

Communication

Education

Bachelor’s in Finance, Accounting, Economics

Tools

Excel

Office 365

Abrigo LOS

Python

Core banking systems

Job description

Patriot Bank in Stamford, CT on-site, seeks a Senior Credit Administrator to lead originating-support, independent underwriting, and portfolio risk across HNW, CRE, and C&I lending. You will produce timely credit analyses and memos, structure bank-safe terms and covenants, and collaborate with RMs, Credit Admin, and Loan Operations to close loans.

The ideal candidate has 5+ years in progressive credit underwriting and portfolio management, with a Bachelor’s in Finance, Economics, or related