On-Site Senior Fraud Prevention Lead - Banking Operations

Mechanics Bank

Cerritos (CA)

On-site

USD 41,000 - 55,000

Full time

7 days ago

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Benefits offered by this job

Health benefits

401(k) and retirement plan

Paid holidays and PTO

Employee assistance program

On-site role

Job summary

Mechanics Bank is seeking a Lead Fraud Prevention Analyst to join our team on site in California. You will lead a team, identify fraud patterns, and coordinate responses across payment services issuers, acquirers, and merchants.

You will review On Us Checks, deposits, ACH and wire activity, ensuring timely investigation and risk mitigation while maintaining customer satisfaction. The role requires extensive banking operations experience and leadership abilities, with a focus on fraud detection

Qualifications

2 Year / Associate Degree preferred.
AA Degree or equivalent experience preferred.
Minimum 5 years experience in Banking Operations.
Minimum 3 years Leadership experience preferred.
Knowledge of investigative procedures and processes.

Responsibilities

Assist in training new employees and provide day-to-day oversight.
Research potential fraud and communicate possible solutions.
Verify potential fraud On Us Checks, deposits and ACH as identified by the Fraud Detection System.
Communicate fraudulent transactions with Management and obtain branch approvals.
Monitor records to identify unauthorized transactions and fraudulent accounts.
Maintain Fraud Logs and ensure confidentiality during investigations.
Track and retain return data for reporting purposes.
Validate information with bank and customers; confirm or cancel authorizations.
Monitor Online Interfaces and perform end-of-day balancing with core systems.