Non-QM West Coast Underwriter

Shelby American, Inc.; Gilbert (AZ); Remote; USD 60,000 - 100,000; Full time

Job summary

Join a forward-thinking company as a Non-QM Underwriter, where you'll analyze loan applications and ensure compliance with industry regulations. This fully remote position offers the opportunity to work independently while collaborating with a dynamic team. Your expertise in underwriting and strong analytical skills will be essential in evaluating borrower creditworthiness and enhancing underwriting policies. If you're passionate about delivering exceptional service and staying ahead of industry trends, this role is perfect for you.

Qualifications

• 3+ years of underwriting experience focusing on Non-QM loans.
• Knowledge of mortgage lending regulations and compliance requirements.

Responsibilities

• Analyze loan applications for accuracy and compliance with Non-QM guidelines.
• Collaborate with internal teams to resolve discrepancies and provide underwriting decisions.

Skills

Analytical Skills

Attention to Detail

Communication Skills

Education

Bachelor’s Degree in Finance

Bachelor’s Degree in Business

Tools

MLM (Meridian Link)

Microsoft Office Suite

Job description

All Jobs > Non-QM West Coast Underwriter

Fully Remote • Fully Remote Champions Funding

Description

• Analyze loan applications and supporting documentation for accuracy, completeness, and adherence to Non-QM guidelines.
• Evaluate borrower creditworthiness and the viability of loan transactions, assessing factors such as income, assets, and property valuations.
• Collaborate with loan officers, account managers, and other internal teams to resolve discrepancies and provide clear underwriting decisions.
• Prepare detailed underwriting summaries and communicate findings to relevant stakeholders.
• Ensure compliance with all regulatory requirements and company policies throughout the underwriting process.
• Stay informed about industry trends, changes in regulations, and emerging Non-QM products.
• Assist in developing and refining underwriting policies and procedures to improve efficiency and effectiveness.
• Provide exceptional customer service and support to borrowers, lenders, and other partners.

Requirements

• Bachelor’s degree in finance, business, or a related field preferred.
• Minimum of 3 years of underwriting experience, with a strong focus on Non-QM loans.
• Comprehensive knowledge of mortgage lending regulations and compliance requirements.
• Excellent attention to detail and strong analytical skills.
• Proficient in MLM (Meridian Link) and Microsoft Office Suite.
• Ability to work independently and collaboratively in a fast-paced environment.
• Strong communication skills, both written and verbal.