Non QM Sales Specialist

Union Home Mortgage; United States; Remote; USD 90,000 - 130,000; Full time

Job summary

Union Home Mortgage is seeking a Non-QM Sales Specialist to act as the subject matter expert for Non-QM loan products. You will guide Loan Officers, Branch Managers, and Account Executives through the origination process and assist with loan structuring, pricing, and investor guideline research.

The role involves collaborating with underwriting and secondary markets, delivering training, and resolving complex product questions to drive production while ensuring compliance with investor

Qualifications

• Bachelor’s degree preferred or equivalent work experience.
• Experience in mortgage operations, sales, training, or compliance required.
• Non-QM experience is a plus.
• Product Development experience is a plus.

Responsibilities

• Provide guidance to loan officers, branch managers, and account executives on Non-QM products.
• Educate new hires on product offerings, resources, and tools.
• Answer complex Non-QM product questions and serve as SME for the team.
• Assist with loan structuring, pricing guidance, and investor guideline research.
• Review documents for program requirements and ensure eligibility.
• Train utilization of product tools and collaborate with sales teams.
• Work with underwriters and investors to research guidelines.

Skills

Retail/Wholesale mortgage banking

Mortgage products knowledge

Investor relations

Verbal & written communication

Organization

Analytics

Mortgage software knowledge

Education

Bachelor’s degree or equivalent work experience

Tools

Optimal Blue

Job description

The Non-QM Sales Specialist serves as the subject matter expert for Non-QM loan products, providing guidance and support to Loan Officers, Branch Managers, Account Executives, and internal partners throughout the loan origination process. This role is responsible for assisting with loan structuring, product selection, pricing guidance, investor guideline research, and scenario analysis to help drive production and ensure loan eligibility.The Non-QM Sales Specialist acts as a key liaison between sales teams, underwriting, secondary markets, and investors, delivering training, resolving complex product questions, and promoting effective utilization of Non-QM lending solutions. Through strong relationship management and technical expertise, this position supports the growth and success of Union Home Mortgage's Non-QM business while maintaining compliance with investor requirements and program guidelines.DUTIES & RESPONSIBILITIESWork with sales and branch manager teams providing guidance on products.Educate new hires on product offerings, resources, and tools.Provide subject matter expertise for loan officer’s agents to answer Non-QM product questions.Manage retail and TPO sales scenario desk questions.Assist with loan structure and loan product investor guideline research.Review documents for loan program requirements.Assist loan officers with Optimal Blue for proper pricing.Build relationships with account executives and loan officers to train utilization of product tools.Work with underwriters to assist in investor guideline research.Partner with investors to obtain guidance on investor guidelines and submittal exception approvals.Restructure loans with loan officers to meet guidelines.Support internal secondary markets and power help desk inquiries.EDUCATION & EXPERIENCEBachelor’s degree preferred or equivalent work experience.Experience in mortgage operations, sales, training, or compliance required.Product Development experience is a plus.Non-QM experience is a plus.SKILLS REQUIREDRetail/Wholesale mortgage banking knowledge.Knowledge of all mortgage products (Government and Conventional).Investor relations experience.Strong verbal and written communication skills.Excellent Organizational skills.In-depth analytics skills and knowledge.Mortgage software programming knowledge.This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.