Network Business Development & Partnership Manager - Wallet, Payments, and Commerce

Apple, Inc.; Cupertino (CA); On-site; USD 186,000 - 280,000; Full time

Job summary

Apple, Inc. is seeking a Network Business Development & Partnership Manager for Wallet, Payments, and Commerce in Cupertino. You will drive partnerships with global payment networks, influence product roadmaps, and align cross-functional teams to grow Apple Pay and Wallet offerings.

The role requires strategic thinking, financial modeling, and a track record of scaling complex programs through collaboration with networks, issuers, and merchants. A fast-paced, high-impact environment awaits.

Qualifications

• 6+ years of professional experience in financial services or payments environment.
• Experience launching and scaling products or programs requiring cross-functional collaboration.
• Excellent written and verbal communication, with executive-level presentation experience.

Responsibilities

• Develop account plans to enhance user experience and meet business priorities.
• Serve as internal expert on payment network rules, regulations, and roadmaps.
• Engage at senior levels with global payment networks and Apple to articulate partnerships and long-term plans.
• Influence product roadmaps through partner insights and market trends.
• Understand regulatory requirements and payments landscape; build strong business cases.

Skills

Strategic thinking

Analytical skills

Financial modeling

Executive communication

Partnership development

Product launch experience

Education

Bachelor's degree or equivalent

Job description

Network Business Development & Partnership Manager - Wallet, Payments, and Commerce

Cupertino, California, United States Software and Services

At Apple, extraordinary people come together to do their life’s best work. Together, we create products and experiences people once didn’t have imagined, and now can’t imagine living without. Our Payment Network Partnerships team manages and builds partnerships with payment card networks globally for Apple, including American Express, Mastercard, and Visa. We are seeking a Business Development & Partnership Manager to support Apple Pay and Apple Wallet growth globally, and to support Apple as a merchant from a payment network perspective. The scope encompasses current and future payment products and features (including alternative payments and digital wallets), the evolving payment card ecosystem (including card issuing, card acceptance, merchant acquiring, card processing, risk management, and card operations), adjacent products and services (e.g. transit, identity), the regulatory environment, and supporting Apple products and services that involve payment cards. This role is ideal for a dynamic, results-oriented individual who thrives in high-growth, fast-paced environments and excels at building and scaling impactful partnerships across the global payment ecosystem.

Description

This individual contributor business development role is external-facing with partners in the payment ecosystem and also requires broad internal engagement across functions and across Apple Pay markets globally. The core responsibility for this role is to work across Apple and external partners to develop a roadmap that delivers on business priorities and enhances Apple Pay. This will involve understanding Apple’s product roadmaps and business priorities, analyzing markets and the competitive landscape, assessing growth opportunities, aligning on priorities and business plans, and managing and coordinating large initiatives or investigations. Success in this role requires the ability to initiate and build strong and productive relationships at both senior leadership and operational levels. It also requires commercial judgement, analytical rigor, the ability to navigate complexity, and a bias for action.

Responsibilities

• Developing and delivering account plans that enhance the user experience and achieve business priorities.
• Being a source of information and expertise internally on payment network rules, regulations and roadmaps.
• Engaging at senior levels with global payment networks and Apple to develop insights and articulate a partnership vision and business plan to deliver on key long term priorities.
• Influencing external and internal product roadmaps through insights gathered from partners and the broader payments landscape.
• Understanding the payments landscape, including regulatory requirements and trends.
• Building compelling business cases including market segmentation, competitive analysis, financial modeling, and long-term growth strategy.
• Structuring, negotiating, and closing complex commercial agreements,
• Partnering cross-functionally across Product, Engineering, Marketing, Finance, Operations, and Legal to manage current operations and programs, and to develop and deliver new initiatives.
• Providing regular executive-level updates on partnership strategy, performance, and growth opportunities.
• Supporting internal teams and handling ad hoc requests.

Minimum Qualifications

• 6+ years of professional experience in financial services at either a payment network, card issuer, merchant acquirer, or PSP.
• Understanding of consumer payments, including card issuing and acquiring, fraud and risk management, with a knowledge of international market dynamics and payments innovation.
• Strong strategic thinking, analytical and financial modeling skills; ability to evaluate opportunities from both quantitative and qualitative perspectives.
• Demonstrated success launching and scaling new products or business programs that require significant internal and external collaboration.
• Excellent written and verbal communication skills, with experience presenting to executive teams.
• Bachelor Degree or equivalent experience.

Preferred Qualifications

• Working knowledge of payment network rules and regulations.
• Direct experience structuring and negotiating partnerships with global payment networks, issuers or FinTechs is desirable.
• Experience coordinating and leading cross-functional teams, including product and engineering.
• Highly organized and accustomed to knowing and working in the detail.
• Ability to work with ambiguity and to manage multiple projects simultaneously.
• Experience building and presenting executive-level business cases.
• Deep understanding and passion for payments, emerging technology and web products.

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $186,300 and $280,000, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan.

You’ll also receive benefits including:

• Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple Benefits

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicant

At Apple, we believe accessibility is a fundamental human right. You’ll find that idea reflected in everything here — in our culture, our benefits and our digital tools. By welcoming as many perspectives as possible, we help you build a career where you feel like you belong.

Learn about accessibility in Apple’s workplace

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