NA Partner Risk Monitoring Specialist

Wise; Austin (TX); On-site; USD 90,000 - 140,000; Full time

Job summary

Wise is seeking a Partner Risk Monitoring Specialist to monitor compliance activity of banks and online platforms partnering with Wise Platform, ensuring adherence to AML/CTF requirements and assessing risk across geographies.

You will work with cross-functional teams across sales, product, engineering, compliance and analytics to monitor customers, document analysis and provide guidance. This is a unique opportunity to influence Wise’s mission and support borderless money.

Qualifications

• A minimum of 2 years of relevant industry experience, ideally in financial services, compliance roles or at a financial services regulator.
• Expertise in compliance risk assessment and monitoring, ensuring thorough understanding and adherence to AML and CTF requirements.
• Proven ability to manage risk and provide informed advisory services to enhance Wise’s compliance strategies.
• Strong background in quality assurance, ensuring all due diligence documentation meets the necessary standards and is meticulously maintained.
• Excellent skills in investigating client profiles and documenting findings clearly and accurately.
• Demonstrated capability in effectively managing stakeholder relationships and maintaining resilience in a dynamic environment.
• Comprehensive understanding of compliance controls and the ability to apply them effectively in monitoring and advisory processes.
• Strong communication skills to convey compliance insights clearly and collaborate effectively with various teams.
• Excellent verbal and written English skills (additional language skills are a plus) with the ability to clearly articulate your thoughts.

Responsibilities

• Perform ongoing monitoring measures applicable to Wise Platform partners in accordance with internal policies and procedures.
• Assessing customers’ risks and applying risk-based approach methodologies.
• Perform ongoing risk monitoring on complex and high risk customers, document and provide thorough analysis on potential risks and apply appropriate mitigation measures by analyzing their business activities, compliance programs and controls.
• Assess the customer’s potential reputational and financial crime risk to Wise from Sanctions, PEP, and adverse media perspective.
• Escalate and report compliance concerns to Financial Crime Oversight and other compliance teams where necessary.
• Communicate with other internal teams when required to handle escalated or complicated cases.
• Provide guidance and responses to daily inquiries from peers, front-line and management regarding case analysis, when appropriate.
• Maintain a high understanding of AML/CFT Regulations, KYC/B requirements and how these impact the business, as well as Wise products and Services.
• Have a deep understanding of different business models, customer types, country risks and regulatory requirements across multiple geographies.
• KPIs: Perform your tasks and responsibilities within the expected key performance indicators set by the leadership team.

Skills

English proficiency

Stakeholder management

Compliance advisory

Risk assessment

Quality assurance

Investigation

Job description

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world’s money.

For everyone, everywhere.

More about our mission and what we offer .

Job Description

Role & Job purpose

As a Partner Risk Monitoring Specialist, you will play a critical role in ensuring that Wise adheres to regulatory and compliance requirements. You will be responsible for monitoring our banks and online platforms partnering with Wise at Wise Platform. This position offers the unique opportunity to influence Wise’s mission and establish partnerships that facilitate instant, borderless money for more people.

Your mission

Wise Platform helps financial institutions and large enterprises leverage Wise’s infrastructure to offer their customers world class payments products through their own platforms. Wise Platform is a start-up within a scale up. We’re a cross functional team across sales, account management, product, engineering, compliance, analytics and many other functions. We’re based across the world – from London to Singapore, Austin and beyond.

Your primary mission will be to monitor the compliance activity of our banks and online platforms, assessing that partners onboard customers to our platform according to their compliance policies, Wise’s requirements and these meet our regulatory obligations.

Job Responsibilities

• Perform ongoing monitoring measures applicable to Wise Platform partners in accordance with internal policies and procedures

• Assessing customers’ risks and applying risk-based approach methodologies

• Perform ongoing risk monitoring on complex and high risk customers, document and provide thorough analysis on potential risks and apply appropriate mitigation measures by analyzing their business activities, compliance programs and controls

• Assess the customer’s potential reputational and financial crime risk to Wise from Sanctions, PEP, and adverse media perspective

• Escalate and report compliance concerns to Financial Crime Oversight and other compliance teams where necessary

• Communicate with other internal teams when required to handle escalated or complicated cases

• Provide guidance and responses to daily inquiries from peers, front-line and management regarding case analysis, when appropriate

• Maintain a high understanding of AML/CFT Regulations, KYC/B requirements and how these impact the business, as well as Wise products and Services

• Have a deep understanding of different business models, customer types, country risks and regulatory requirements across multiple geographies

• KPIs: Perform your tasks and responsibilities within the expected key performance indicators set by the leadership team

Requirements

• A minimum of 2 years of relevant industry experience, ideally in financial services, compliance roles or at a financial services regulator
• Expertise in compliance risk assessment and monitoring, ensuring thorough understanding and adherence to AML and CTF requirements
• Proven ability to manage risk and provide informed advisory services to enhance Wise’s compliance strategies
• Strong background in quality assurance, ensuring all due diligence documentation meets the necessary standards and is meticulously maintained
• Excellent skills in investigating client profiles and documenting findings clearly and accurately
• Demonstrated capability in effectively managing stakeholder relationships and maintaining resilience in a dynamic environment
• Comprehensive understanding of compliance controls and the ability to apply them effectively in monitoring and advisory processes
• Strong communication skills to convey compliance insights clearly and collaborate effectively with various teams
• Excellent verbal and written English skills (additional language skills are a plus) with the ability to clearly articulate your thoughts

Qualifications

Additional Information

For everyone, everywhere. We’re people building money without borders – without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We’re proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it’s like to work at Wise visit Wise.Jobs.

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