Mtge Home Loan Advisor

Belay Bank; San Mateo (CA); Hybrid; USD 65,000 - 80,000; Full time

Job summary

First Bank is seeking a motivated Mortgage Loan Associate to source leads, meet borrowers, and guide applications through underwriting and closing processes.

Role involves analyzing financials, coordinating with underwriters, and helping borrowers navigate program options. Requires GED and 1–2 years of related experience, plus NMLS registration upon hire.

Qualifications

• GED or equivalent
• 1–2 years related experience and/or training
• Proficient with Windows-based software
• Must have valid driving ability or reliable transportation
• Able to speak/read/write and interpret documents and reports
• Competent in math skills
• NMLS registration required at hire
• Self-motivated and detail oriented
• Thrives in a fast-paced, changing environment

Responsibilities

• Sourcing leads for mortgage home loans
• Meet with perspective borrowers to obtain loan applications and explain processes
• Analyze borrowers' financial status and required paperwork for loan submission
• Submit applications and liaise with underwriters to resolve concerns
• Advise borrowers of underwriting decisions and conditions
• Coordinate loan closing, escrow signing, and document ordering

Skills

Sourcing leads

Loan application coordination

Customer communication

Attention to detail

Adaptability

Ability to drive

Math skills

Education

GED

Tools

Windows-based software

Job description

Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.

In this Role You Will

• Sourcing leads for mortgage home loans
• Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.
• Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan
• Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns
• Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met
• Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program
• Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process

Qualifications, Competencies and Skills

• Have a high school diploma or general education degree (GED)
• Have one to two years related experience and/or training
• Are proficient with Windows-based software
• Have the ability to drive a car or obtain other reliable transportation is required
• Are able to speak, read, write and effectively interpret documents and reports
• Have competent math skills
• Are registered under the Nationwide Mortgage Licensing System (NMLS) - required upon hire
• Are self-motivated and extremely detail oriented
• Thrive in a fast-paced, constantly changing environment

About Us

Be a part of a growing company that is truly committed to its employees and clients. Consider joining the First Bank family. As a member of our family, you are part of one of the largest independent banks in the U.S. We are proud of our growth and success over the past 100 years and look forward to a bright and promising future.

Diversity

At First Bank one of our biggest strengths is the diversity of our people. Our mission is to capitalize on the diversity of our associates and promote personal and professional development throughout every area of the organization. We encourage diversity by actively seeking employees from various backgrounds, walks of life, and job skills. We strongly encourage you to apply whenever a First Bank job opportunity interests you.

First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status.

Attn: Applicants interested in a San Francisco based position: First Bank will consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance.

Hybrid

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